Tim Higgins
SVP, Regional Manager, Mid-Atlantic at Embrace Home Loans · Timonium, MD
NMLS ID 177057 (opens in a new tab) · verify at NMLS Consumer Access
Tim Higgins (NMLS 177057) is SVP, Regional Manager, Mid-Atlantic at Embrace Home Loans, based in Timonium, MD. Lists Maryland on the lender page (not yet checked with the state regulator). Licensed since 2011 (per Florida records). States 28 years of experience.
Last verified . Sources: Embrace Home Loans (embracehomeloans.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2011 (per Florida records)
- 28 years experience (stated)
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Lender-reported: MD is listed on the lender page, not yet checked with the state regulator.
Earlier regulator records (not active): FL (inactive).
Contact
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Employment history
Embrace Home Loans NMLS 2184
Current · Timonium, MD · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Tim has 28 years of mortgage industry experience and serves as Regional Manager for Mid-Atlantic, holding the position for 10+ years. He grew production from $350M (2014) to $1.4B (2020), with $8B+ total closed production.
Our summary of the lender page. Verified 2026-10-09.
- Role
- Regional Manager for Mid-Atlantic Region for more than a decade
- Source (opens in a new tab), verified 2026-10-09
- Also
- Grew region's production from $350 million (2014) to $1.4 billion (2020); $8 billion total closed production; added 80+ loan officers
- Source (opens in a new tab), verified 2026-10-09
- Education
- B.A. in Sociology from University of Maryland
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Tim Higgins (NMLS 177057), Embrace Home Loans. LenDb.ai, https://lendb.ai/lo/timothy-higgins-177057, last verified 2026-10-09.
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