Tim Ryan

Reverse Mortgage Specialist at Lower · Maple Grove, MN

NMLS ID 772455 (opens in a new tab) · verify at NMLS Consumer Access

Tim Ryan (NMLS 772455) is Reverse Mortgage Specialist at Lower, based in Maple Grove, MN. Lists Arizona, California and Nevada on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Reverse mortgage. Lower also offers FHA loan, First-time buyer, HELOC, Real estate investor and Jumbo loan and 5 more (a lender program, not confirmed as their own focus). Earliest state license record: March 19, 2021 (Florida), per state regulator.

Last verified 2026-10-10. Sources: Lower (lower.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Earliest state license record: March 19, 2021 (Florida), per state regulator
Works at an FHA-approved lender, per HUD (opens in a new tab)
3 states
Unclaimed profile
Disciplinary history not yet checked

Specialties

Focus

Focus: Reverse mortgage(from their lender profile page)

Where we saw these: lower.com (opens in a new tab)

Their lender offers

FHA loan, First-time buyer, HELOC, Real estate investor, Jumbo loan, Non-QM loan, Renovation loan (203k / HomeStyle), USDA loan, VA loan and Vacation home. Programs Lower offers (verified 2026-10-10). Lender-level: not confirmed as Tim's own focus, so ask.

Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

Licensed states

Arizona, California, Nevada

Lender-reported: AZ, CA, NV are listed on the lender page, not yet checked with the state regulator.

Earlier regulator records (not active): FL (expired).

Contact

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Employment history

Lower NMLS 1124061
Current · Maple Grove, MN · seen on lender site 2026-10-10

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Tim Ryan is a Reverse Mortgage Specialist in Maple Grove, Minnesota, who works with homeowners on reverse mortgage options tied to retirement and home equity goals.

Our summary of the lender page. Verified 2026-10-10.

Serves: Maple Grove, Minnesota; Source (opens in a new tab), verified 2026-10-10

Sources

Name and employer	lender site · lower.com (opens in a new tab)	verified 2026-10-10
Licenses (regulator)	state regulator · real.flofr.com (opens in a new tab)	verified 2026-10-15
Licensed states	lender site · lower.com (opens in a new tab)	verified 2026-10-10
Specialties	lender site · lower.com (opens in a new tab)	verified 2026-10-10
Lender programs	lender site · lower.com (opens in a new tab)	verified 2026-10-10
Summary	lender site · lower.com (opens in a new tab)	verified 2026-10-10
Contact	lender site · lower.com (opens in a new tab)	verified 2026-10-10
License status	NMLS Consumer Access (opens in a new tab)	check live

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Cite as: Tim Ryan (NMLS 772455), Lower. LenDb.ai, https://lendb.ai/lo/timothy-ryan-772455, last verified 2026-10-10.

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