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Loan programs · Minnesota

Reverse mortgage loan officers in Minnesota

As of 2026-10-09, LenDb lists 19 loan officers licensed in or based in Minnesota whose lender pages show Reverse mortgage work. The top-ranked are Dawn Rae Pemberton (Fairway Independent Mortgage Corporation, Naples), John Coniglio (Guild Mortgage, Anderson) and Kenny Rojas (Guild Mortgage, Clarksville). Ranking is lender-neutral: specialty evidence first, then a license in MN, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 17

  1. 1

    Dawn Rae PembertonNMLS 162320

    Fairway Independent Mortgage Corporation · Naples, FL · licensed in 18 states

    • Reverse mortgage
    • VA loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in MN (listed on lender page, verified 2026-10-09)
    • 15 years licensed
    • No disciplinary actions on file at LenDb
  2. 2

    John ConiglioNMLS 255102

    Guild Mortgage · Anderson, SC · licensed in 15 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in MN (listed on lender page, verified 2026-10-09)
    • 12 years licensed
    • No disciplinary actions on file at LenDb
  3. 3

    Kenny RojasNMLS 1737404

    Guild Mortgage · Clarksville, TN · licensed in 13 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in MN (listed on lender page, verified 2026-10-09)
    • 8 years licensed
    • No disciplinary actions on file at LenDb
  4. 4

    Thomas LakeNMLS 311824

    Guild Mortgage · San Diego, CA · licensed in 15 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in MN (listed on lender page, verified 2026-10-09)
    • 8 years licensed
    • No disciplinary actions on file at LenDb
  5. 5

    Erik PattenNMLS 507517

    Guild Mortgage · Boulder, CO · licensed in 9 states

    • Reverse mortgage
    • First-time buyer
    • Jumbo loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in MN (listed on lender page, verified 2026-10-09)
    • 9 years licensed
    • No disciplinary actions on file at LenDb
  6. 6

    Agostino (Augie) IaconoNMLS 283725

    Barrett Financial Group · Brookfield, WI · licensed in 11 states

    • Reverse mortgage
    • Bank statement loan
    • Down payment assistance
    • FHA loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in MN (listed on lender page, verified 2026-10-09)
    • 9 years licensed
    • No disciplinary actions on file at LenDb
  7. 7

    Ian McDonaldNMLS 229719

    Fairway Independent Mortgage Corporation · Hutchinson, MN · licensed in 3 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in MN (listed on lender page, verified 2026-10-09)
    • Branch in Minnesota
    • No disciplinary actions on file at LenDb
  8. 8

    Todd NunisNMLS 134294

    Guild Mortgage · Colleyville, TX · licensed in 32 states

    • Reverse mortgage
    • Renovation loan (203k / HomeStyle)
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in MN (listed on lender page, verified 2026-10-09)
    • 14 years licensed
    • No disciplinary actions on file at LenDb
  9. 9

    Sam BromleyNMLS 1151654

    Xpert Home Lending · licensed in 10 states

    • Reverse mortgage
    • VA loan
    • Real estate investor
    • Asset-based qualifying
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in MN (listed on lender page, verified 2026-10-09)
    • 12 years licensed
    • No disciplinary actions on file at LenDb
  10. 10

    Chris VolnerNMLS 84706

    CrossCountry Mortgage · Bloomington, MN · licensed in 2 states

    • Reverse mortgage
    • Non-QM loan
    • Renovation loan (203k / HomeStyle)
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in MN (listed on lender page, verified 2026-10-09)
    • Branch in Minnesota
    • No disciplinary actions on file at LenDb
  11. 11

    Tracy BolenNMLS 1734508

    American Pacific Mortgage · Roseville, CA · licensed in 51 states

    • Reverse mortgage
    • FHA loan
    • Jumbo loan
    • New construction
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in MN (listed on lender page, verified 2026-10-09)
    • 6 years licensed
    • No disciplinary actions on file at LenDb
  12. 12

    Jason HighamNMLS 247925

    Guild Mortgage · The Woodlands, TX · licensed in 20 states

    • Reverse mortgage
    • Jumbo loan
    • VA loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in MN (listed on lender page, verified 2026-10-09)
    • 3 years licensed
    • No disciplinary actions on file at LenDb
  13. 13

    Sarena TalbertNMLS 1043739

    CrossCountry Mortgage · Newport Beach, CA · licensed in 51 states

    • Reverse mortgage
    • Jumbo loan
    • Non-QM loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in MN (listed on lender page, verified 2026-10-09)
    • 2 years licensed
    • No disciplinary actions on file at LenDb
  14. 14

    Tony FalboNMLS 1071550

    Homeowners Financial Group · Santa Rosa, CA · licensed in 3 states

    • Reverse mortgage
    • Bank statement loan
    • Construction loan
    • Down payment assistance
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in MN (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  15. 15

    Drew NossamanNMLS 1709178

    Lit Financial Corporation · licensed in 6 states

    • Reverse mortgage
    • HELOC
    • FHA loan
    • VA loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in MN (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  16. 16

    Ryan McGranNMLS 2520487

    Lit Financial Corporation · licensed in 19 states

    • Reverse mortgage
    • Bank statement loan
    • Condo
    • DSCR loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in MN (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  17. 17

    Ram MishraNMLS 231417

    Loan Factory · licensed in 6 states

    • Reverse mortgage
    • Real estate investor
    • Asset-based qualifying
    • Bank statement loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in MN (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb

Before you choose

Counseling, financial assessment and heir considerations make reverse mortgages a specialty of their own.

  • Are you a reverse mortgage specialist, and how many have you closed?
  • What are the total costs, including mortgage insurance?
  • What happens to the home for my heirs?

More about Reverse mortgage

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in MN or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=reverse&state=MN. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.