Todd Lillo
Branch Manager at Union Home Mortgage · Norwalk, OH
NMLS ID 224237 (opens in a new tab) · verify at NMLS Consumer Access
Todd Lillo (NMLS 224237) is Branch Manager at Union Home Mortgage, based in Norwalk, OH. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists Indiana, Kentucky, Michigan, Missouri, Nevada, Ohio, South Carolina and South Dakota on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan and VA loan. Licensed since 2020 (per Florida records).
Last verified . Sources: Union Home Mortgage (uhm.com), Florida state regulator, Pennsylvania state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2020 (per Florida records)
- 10 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: uhm.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Pennsylvania, Indiana, Kentucky, Michigan, Missouri, Nevada, Ohio, South Carolina, South Dakota
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO78429, since 2020), PA (opens in a new tab) (107366), verified 2026-10-09.
Lender-reported: IN, KY, MI, MO, NV, OH, SC, SD are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Union Home Mortgage NMLS 2229
Current · Norwalk, OH · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Todd has been in the mortgage industry since 1995 and specializes in financing for first-time buyers with low or no down payment, offering FHA, VA, and USDA products.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · uhm.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · data.pa.gov (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · uhm.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · uhm.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · uhm.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · uhm.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · uhm.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Todd Lillo (NMLS 224237), Union Home Mortgage. LenDb.ai, https://lendb.ai/lo/todd-lillo-224237, last verified 2026-10-09.
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