Kathy Morris
Branch Manager, Builder Services at Embrace Home Loans · Tampa, FL
NMLS ID 451750 (opens in a new tab) · verify at NMLS Consumer Access
Kathy Morris (NMLS 451750) is Branch Manager, Builder Services at Embrace Home Loans, based in Tampa, FL. Licensed in Florida, confirmed with the state regulator (license LO130461). Also lists Arkansas on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: VA loan. Licensed since 2024 (per Florida records).
Last verified . Sources: Embrace Home Loans (embracehomeloans.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2024 (per Florida records)
- 2 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: embracehomeloans.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO130461, since 2024), verified 2026-10-09.
Lender-reported: AR is listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Embrace Home Loans NMLS 2184
Current · Tampa, FL · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Seasoned Branch Manager with 40+ years in Florida. Prior lending experience at Prime Lending managing loan officers and P&L. Specializes in veterans loans and serves Ocala, Springhill, and Tampa areas.
Our summary of the lender page. Verified 2026-10-09.
- Role
- Branch Manager overseeing dedicated team of loan officers while maintaining personal production
- Source (opens in a new tab), verified 2026-10-09
- Experience
- Seasoned professional with over 4 decades living in Florida
- Source (opens in a new tab), verified 2026-10-09
- Credentials
- Active member of Mortgage Bankers Association (MBA) and Women's Council of REATORS (WCR); world championships and numerous circuit awards in horse showing
- Source (opens in a new tab), verified 2026-10-09
- Community
- Dedicated to community outreach, previously involved in homeless outreach in Ocala
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Kathy Morris (NMLS 451750), Embrace Home Loans. LenDb.ai, https://lendb.ai/lo/katherine-morris-451750, last verified 2026-10-09.
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