Victor Hernandez
Mortgage Loan Officer at Truist Bank · St Cloud, FL
NMLS ID 1002932 (opens in a new tab) · verify at NMLS Consumer Access
Victor Hernandez (NMLS 1002932) is Mortgage Loan Officer at Truist Bank, based in St Cloud, FL. Licensed in Florida, confirmed with the state regulator (license LO97526). Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: VA loan. Speaks English and Spanish. Licensed since 2021 (per Florida records).
Last verified . Sources: Truist Bank (truist.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2021 (per Florida records)
- Likely federally registered
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: truist.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
- English
- Spanish
Source: lender site (opens in a new tab), verified 2026-10-09
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO97526, since 2021), verified 2026-10-09.
Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).
Contact
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Employment history
Truist Bank NMLS 399803
Current · St Cloud, FL · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Victor is a bilingual mortgage professional serving Spanish and English-speaking clients. They focus on making the loan application process transparent and efficient.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · truist.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · truist.com (opens in a new tab) | verified 2026-10-09 |
| Languages | lender site · truist.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · truist.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · truist.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · truist.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Victor Hernandez (NMLS 1002932), Truist Bank. LenDb.ai, https://lendb.ai/lo/victor-hernandez-1002932, last verified 2026-10-09.
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