Virgen Fernandez
Senior Loan Officer at CrossCountry Mortgage · Winter Park, FL
NMLS ID 2057174 (opens in a new tab) · verify at NMLS Consumer Access
Virgen Fernandez (NMLS 2057174) is Senior Loan Officer at CrossCountry Mortgage, based in Winter Park, FL. Licensed in Florida, confirmed with the state regulator (license LO78246). Focus areas shown on the lender page: Non-QM loan, VA loan and First-time buyer. Speaks Spanish. Earliest state license record: December 4, 2020 (Florida), per state regulator.
Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: December 4, 2020 (Florida), per state regulator
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: crosscountrymortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
- Spanish
Source: lender site (opens in a new tab), verified 2026-10-09
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO78246, first effective 2020-12-04), verified 2026-10-09.
Contact
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Employment history
CrossCountry Mortgage NMLS 3029
Current · Winter Park, FL · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Virgen began their mortgage career in 2020 with background in accounting, finance, tax preparation and real estate. As a bilingual loan officer, they specialize in helping Hispanic homebuyers navigate loan options and various mortgage programs.
Our summary of the lender page. Verified 2026-10-09.
- Education
- Background in accounting, finance, tax preparation and real estate
- Source (opens in a new tab), verified 2026-10-09
- Serves
- Ocala, Tavares, Lee Vista, Apopka, Mount Dora, FL
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Languages | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Virgen Fernandez (NMLS 2057174), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/virgen-fernandez-lopez-2057174, last verified 2026-10-09.
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