Wayne Palkovic
Senior Loan Officer at Embrace Home Loans · Martinsburg, WV
NMLS ID 201581 (opens in a new tab) · verify at NMLS Consumer Access
Wayne Palkovic (NMLS 201581) is Senior Loan Officer at Embrace Home Loans, based in Martinsburg, WV. Licensed in 4 states: Maryland, Pennsylvania, Virginia and West Virginia. Focus areas shown on the lender page: FHA loan, Jumbo loan, USDA loan and VA loan. States 43 years of experience.
Last verified . Sources: Embrace Home Loans (embracehomeloans.com) and NMLS Consumer Access (license status, check live).
- 43 years experience
- 4 states
- Unclaimed profile
- No actions on file
Specialties
Where we saw these: embracehomeloans.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Maryland, Pennsylvania, Virginia, West Virginia
As listed on the lender page (MD, PA, VA, WV), not yet checked against state regulators.
Contact
A quick automatic check keeps bots from harvesting contact details.
We never see who you contact.
Employment history
Embrace Home Loans NMLS 2184
Current · Martinsburg, WV · seen on lender site 2026-10-09
Disciplinary actions
None on record
Regulator orders are not loaded yet. Check NMLS Consumer Access.
About
Wayne Palkovic is a Senior Loan Officer with over 43 years of mortgage industry experience. He specializes in USDA, FHA, VA, and jumbo loans, and helps thousands of clients navigate homebuying with excellent communication.
Our summary of the lender page. Verified 2026-10-09.
- Credentials
- Recognized as one of the Best Military Lenders by National Mortgage Professional Magazine in 2018
- Source (opens in a new tab), verified 2026-10-09
Reviews
Reviews on other sites
Ratings and links from Google, Zillow, Experience.com and the lender's own site will appear here. We link out; we never copy review text.
LenDb reviews
Verified borrower reviews are coming. No paid reviews, no gating, no hiding negatives.
Sources
| Name and employer | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Wayne Palkovic (NMLS 201581), Embrace Home Loans. LenDb.ai, https://lendb.ai/lo/wayne-palkovic-201581, last verified 2026-10-09.
Is this you?
Claim this profile to add specialties, a bio and languages, or ask us to fix or remove it.
Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.