Xavier Williams
VP of Mortgage Lending at Guaranteed Rate Affinity, LLC · Johns Creek, GA
NMLS ID 1395297 (opens in a new tab) · verify at NMLS Consumer Access
Xavier Williams (NMLS 1395297) is VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, based in Johns Creek, GA. Licensed in Florida, confirmed with the state regulator (license LO134380). Focus areas shown on the lender page: Reverse mortgage, Construction loan, HELOC, Renovation loan (203k / HomeStyle) and FHA loan. Earliest state license record: January 7, 2025 (Florida), per state regulator. States 18 years of experience.
Last verified . Sources: Guaranteed Rate Affinity, LLC (grarate.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: January 7, 2025 (Florida), per state regulator
- 18 years experience (stated)
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
- Focus: Reverse mortgage(from their lender profile page)
- Focus: Construction loan(from their lender profile page)
- Focus: HELOC(from their lender profile page)
- Focus: Renovation loan (203k / HomeStyle)(from their lender profile page)
- Focus: FHA loan(from their lender profile page)
- Focus: Self-employed(from their lender profile page)
- Focus: USDA loan(from their lender profile page)
- Focus: VA loan(from their lender profile page)
Where we saw these: grarate.com (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO134380, first effective 2025-01-07), verified 2026-10-15.
Contact
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Employment history
Guaranteed Rate Affinity, LLC NMLS 1598647
Current · Johns Creek, GA · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Xavier Williams has over 18 years of experience. Their profile lists conventional, FHA, VA and USDA loans, reverse mortgages, refinance and HELOC loans, entrepreneur loans, commercial loans, construction to perm loans and renovation loans as specialties.
Our summary of the lender page. Verified 2026-10-15.
Sources
| Name and employer | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-15 |
| Specialties | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Summary | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Photo | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Xavier Williams (NMLS 1395297), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/xavier-williams-1395297, last verified 2026-10-15.
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