Borrower situations · Georgia
Loan officers for self-employed borrowers in Georgia
As of 2026-10-09, LenDb lists 46 loan officers licensed in or based in Georgia whose lender pages show Self-employed work. The top-ranked are Joe Soto (CrossCountry Mortgage, Cypress), Robbie Pittelman (CrossCountry Mortgage, New Windsor) and Brian Sewell (Guild Mortgage, Frankfort). Ranking is lender-neutral: specialty evidence first, then a license in GA, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Joe SotoNMLS 175142
CrossCountry Mortgage · Cypress, CA · licensed in 12 states
- Self-employed
- 1099 income
- Bank statement loan
- GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- States 20 years of experience (lender page, 2026-10-09)
- 2
Robbie PittelmanNMLS 185966
CrossCountry Mortgage · New Windsor, NY · licensed in 3 states
- Self-employed
- Non-QM loan
- FHA loan
- GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- States 27 years of experience (lender page, 2026-10-09)
- 3
Brian SewellNMLS 212085
Guild Mortgage · Frankfort, IL · licensed in 6 states
- Self-employed
- First-time buyer
- Physician and medical professional
- Real estate investor
- GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 4
Kirk TaylorNMLS 312131
CrossCountry Mortgage · Naples, FL · licensed in 16 states
- Self-employed
- 1099 income
- Bank statement loan
- DSCR loan
- GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2014 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 5
Joe MagallanesNMLS 491678
CrossCountry Mortgage · Newport Beach, CA · licensed in 26 states
- Self-employed
- Jumbo loan
- Non-QM loan
- Real estate investor
- GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 6
David SimmonsNMLS 546581
CrossCountry Mortgage · Fort Walton Beach, FL · licensed in 3 states
- Self-employed
- Real estate investor
- FHA loan
- First-time buyer
- GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2026 (per Florida records)
- States 27 years of experience (lender page, 2026-10-09)
- 7
Nick RedheadNMLS 594824
Embrace Home Loans · Pensacola, FL · licensed in 5 states
- Self-employed
- Non-QM loan
- Real estate investor
- Reverse mortgage
- GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- States 23 years of experience (lender page, 2026-10-09)
- 8
James IgbinoviaNMLS 626688
CrossCountry Mortgage · Scottsdale, AZ · licensed in 29 states
- Self-employed
- Construction loan
- Jumbo loan
- USDA loan
- GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- States 20 years of experience (lender page, 2026-10-09)
- 9
James PerfilioNMLS 945664
Churchill Mortgage · Brentwood, TN · licensed in 4 states
- Self-employed
- FHA loan
- Jumbo loan
- Non-QM loan
- GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- States 25 years of experience (lender page, 2026-10-09)
- 10
Cathy SabaterNMLS 373470
Empire Home Loans · Mortgage broker · licensed in 5 states
- Self-employed
- First-time buyer
- VA loan
- GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 11
Matthew S. Devadan, MBANMLS 21639
Atlantic Coast Mortgage · Westerville, OH · licensed in 8 states
- Self-employed
- Real estate investor
- GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- States 25 years of experience (lender page, 2026-10-09)
- 12
Gabe LibuttiNMLS 504917
Atlantic Coast Mortgage · Huntersville, NC · licensed in 6 states
- Self-employed
- Construction loan
- Jumbo loan
- New construction
- GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Florida records)
- States 24 years of experience (lender page, 2026-10-09)
- 13
Bonnie JacksonNMLS 450491
Atlantic Coast Mortgage · Huntersville, NC · licensed in 8 states
- Self-employed
- First-time buyer
- Construction loan
- GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Florida records)
- States 15 years of experience (lender page, 2026-10-09)
- 14
Ozwa CollierNMLS 1173743
Loan Factory · Mortgage broker · Georgia
- Self-employed
- First-time buyer
- GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Office in Georgia
- States 5 years of experience (lender page, 2026-10-09)
- 15
Paul HartNMLS 203610
CrossCountry Mortgage · Roswell, GA · licensed in 2 states
- Self-employed
- Bank statement loan
- DSCR loan
- Jumbo loan
- GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Office in Roswell, GA
- Licensed since 2024 (per Florida records)
- 16
Charles TollNMLS 1783114
CrossCountry Mortgage · San Juan Capistrano, CA · licensed in 17 states
- Self-employed
- Non-QM loan
- Real estate investor
- First-time buyer
- GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2018 (per Colorado records)
- 17
Jeff AdamsNMLS 1851495
CrossCountry Mortgage · Cincinnati, OH · licensed in 25 states
- Self-employed
- First-time buyer
- GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- 18
Vince StasollaNMLS 148704
CrossCountry Mortgage · Pittsburgh, PA · licensed in 23 states
- Self-employed
- Jumbo loan
- GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- 19
Heath BarnesNMLS 210164
Guild Mortgage · Houston, TX · licensed in 10 states
- Self-employed
- First-time buyer
- Jumbo loan
- Real estate investor
- GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Colorado records)
- 20
Kylie MillerNMLS 562713
CrossCountry Mortgage · Beavercreek, OH · licensed in 9 states
- Self-employed
- Jumbo loan
- New construction
- Physician and medical professional
- GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 21
Chris CaldwellNMLS 1996815
CrossCountry Mortgage · Greenville, SC · licensed in 5 states
- Self-employed
- Low credit score
- Real estate investor
- VA loan
- GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- 22
Angelina GarnerNMLS 2212251
Loan Factory · Mortgage broker · licensed in 2 states
- Self-employed
- First-time buyer
- Real estate investor
- GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- 23
Maevelyn WattsNMLS 2497937
CrossCountry Mortgage · Cincinnati, OH · licensed in 16 states
- Self-employed
- GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- 24
Lindsay WitterNMLS 700709
American Pacific Mortgage · Roseville, CA · licensed in 36 states
- Self-employed
- Condo
- Down payment assistance
- FHA loan
- GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2016 (per Colorado records)
- 25
Marcus AlbrightNMLS 1503465
Loan Factory · Mortgage broker · Atlanta, GA
- Self-employed
- First-time buyer
- Low credit score
- Real estate investor
- GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Office in Atlanta, GA
- Licensed since 2023 (per Florida records)
Before you choose
Tax write-offs reduce qualifying income, so the loan officer must know both agency self-employed rules and alternative documentation options.
- How will you calculate my income from my tax returns?
- Would a bank statement or P&L loan qualify me for more?
- Do I need two years of self-employment history?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a GA license is confirmed with the state regulator (check mark), GA is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=self-employed&state=GA. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.