Loan programs · Georgia
Renovation loan officers in Georgia
As of 2026-10-09, LenDb lists 106 loan officers licensed in or based in Georgia whose lender pages show Renovation loan (203k / HomeStyle) work. The top-ranked are Quentin Hardy (CrossCountry Mortgage, Charlotte), Todd Fogel (CrossCountry Mortgage, Sarasota) and Daniel Solis (CrossCountry Mortgage, Midlothian). Ranking is lender-neutral: specialty evidence first, then a license in GA, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Quentin HardyNMLS 420639
CrossCountry Mortgage · Charlotte, NC · licensed in 7 states
- Renovation loan (203k / HomeStyle)
- FHA loan
- First-time buyer
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- 8 years licensed
- 2
Todd FogelNMLS 555332
CrossCountry Mortgage · Sarasota, FL · licensed in 3 states
- Renovation loan (203k / HomeStyle)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- 7 years licensed
- 3
Daniel SolisNMLS 1407785
CrossCountry Mortgage · Midlothian, VA · licensed in 6 states
- Renovation loan (203k / HomeStyle)
- Jumbo loan
- VA loan
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- 7 years licensed
- 4
Bart PattersonNMLS 223048
CrossCountry Mortgage · Suwanee, GA
- Renovation loan (203k / HomeStyle)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- Branch in Georgia
- 12 years licensed
- 5
Sandee LutzNMLS 533656
CrossCountry Mortgage · Romeo, MI · licensed in 29 states
- Renovation loan (203k / HomeStyle)
- FHA loan
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- 6 years licensed
- 6
John HigdonNMLS 929683
Guild Mortgage · Waterloo, IA · licensed in 8 states
- Renovation loan (203k / HomeStyle)
- Down payment assistance
- First-time buyer
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- 6 years licensed
- 7
Bryan SumardiNMLS 1984869
CrossCountry Mortgage · North Bethesda, MD · licensed in 5 states
- Renovation loan (203k / HomeStyle)
- Real estate investor
- VA loan
- First-time buyer
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- 6 years licensed
- 8
John LeeNMLS 415261
Truist Bank · Alpharetta, GA
- Renovation loan (203k / HomeStyle)
- Construction loan
- Jumbo loan
- Physician and medical professional
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Branch in Georgia; no license list on file yet, verify at NMLS Consumer Access
- 17 years experience (stated on lender page, 2026-10-09)
- 9
Rodney MasonNMLS 151088
CrossCountry Mortgage · Atlanta, GA · licensed in 11 states
- Renovation loan (203k / HomeStyle)
- Down payment assistance
- Jumbo loan
- Non-QM loan
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- Branch in Georgia
- 9 years licensed
- 10
Scott LaceyNMLS 8154
Guild Mortgage · Lincoln, RI · licensed in 22 states
- Renovation loan (203k / HomeStyle)
- Construction loan
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- 6 years licensed
- 11
Shannon BradshawNMLS 545211
CrossCountry Mortgage · Atlanta, GA · licensed in 13 states
- Renovation loan (203k / HomeStyle)
- Construction loan
- Jumbo loan
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- Branch in Georgia
- 8 years licensed
- 12
Rick SlomovitzNMLS 211355
CrossCountry Mortgage · Cleveland, OH · licensed in 2 states
- Renovation loan (203k / HomeStyle)
- FHA loan
- USDA loan
- VA loan
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- 1 years licensed
- 13
Dianne PerkinsNMLS 1410743
Embrace Home Loans · Inverness, FL · licensed in 3 states
- Renovation loan (203k / HomeStyle)
- FHA loan
- First-time buyer
- Jumbo loan
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- 9 years licensed
- 14
Terry T. TerzakisNMLS 110369
Homestead Funding · North Haven, CT · licensed in 12 states
- Renovation loan (203k / HomeStyle)
- FHA loan
- Jumbo loan
- USDA loan
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- 10 years licensed
- 15
Sonya BlankenshipNMLS 764494
American Pacific Mortgage · Rome, GA · licensed in 4 states
- Renovation loan (203k / HomeStyle)
- FHA loan
- First-time buyer
- Real estate investor
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- Branch in Georgia
- 8 years licensed
- 16
Angie Gora VincentNMLS 103294
CrossCountry Mortgage · Bethlehem, GA · licensed in 4 states
- Renovation loan (203k / HomeStyle)
- Non-QM loan
- VA loan
- FHA loan
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- Branch in Georgia
- 6 years licensed
- 17
Fabiano OlmoNMLS 2760701
CrossCountry Mortgage · Cleveland, OH · licensed in 26 states
- Renovation loan (203k / HomeStyle)
- First-time buyer
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- 0 years licensed
- 18
Chris DahlgaardNMLS 337672
CrossCountry Mortgage · Tampa, FL · licensed in 10 states
- Renovation loan (203k / HomeStyle)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- 15 years licensed
- 19
Matthew FoxNMLS 151022
First Heritage Mortgage · Hanover, MD · licensed in 7 states
- Renovation loan (203k / HomeStyle)
- FHA loan
- Jumbo loan
- VA loan
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- 11 years licensed
- 20
Heidi GageNMLS 213769
NFM Lending · Linthicum, MD · licensed in 27 states
- Renovation loan (203k / HomeStyle)
- FHA loan
- VA loan
- Jumbo loan
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- 5 years licensed
- 21
Chris LoughlinNMLS 1537524
First Home Mortgage · Baltimore, MD · licensed in 18 states
- Renovation loan (203k / HomeStyle)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- 9 years licensed
- 22
Vince CurcioNMLS 102096
First Heritage Mortgage · Mt. Pleasant, SC · licensed in 8 states
- Renovation loan (203k / HomeStyle)
- Condo
- Construction loan
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- 5 years licensed
- 23
Tom CullenNMLS 459668
Princeton Mortgage · licensed in 5 states
- Renovation loan (203k / HomeStyle)
- Bank statement loan
- Construction loan
- DSCR loan
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- 5 years licensed
- 24
Joe ManglardiNMLS 1128287
CrossCountry Mortgage · Tampa, FL · licensed in 5 states
- Renovation loan (203k / HomeStyle)
- Real estate investor
- HELOC
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- 12 years licensed
- 25
Krissy LawsonNMLS 1256491
First Home Mortgage · Mt. Pleasant, SC · licensed in 5 states
- Renovation loan (203k / HomeStyle)
- Condo
- First-time buyer
- Jumbo loan
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- 4 years licensed
Before you choose
Contractor bids, consultants, draw schedules and as-completed appraisals add steps many loan officers avoid.
- How many renovation loans have you closed, and which programs?
- How do contractor draws and inspections work?
- What happens if the renovation runs over budget?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in GA or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=renovation&state=GA. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.