Loan programs · Georgia
Construction loan officers in Georgia
As of 2026-10-09, LenDb lists 94 loan officers licensed in or based in Georgia whose lender pages show Construction loan work. The top-ranked are Melba McKinnon (CrossCountry Mortgage, Valdosta), Jacob Kuzman (LeaderOne Financial, Winter Park) and Tom Fazio (American Pacific Mortgage, St. Augustine). Ranking is lender-neutral: specialty evidence first, then a license in GA, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Melba McKinnonNMLS 153509
CrossCountry Mortgage · Valdosta, GA
- Construction loan
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- Branch in Georgia
- 30 years experience (stated on lender page, 2026-10-09)
- 2
Jacob KuzmanNMLS 373644
LeaderOne Financial · Winter Park, FL · licensed in 6 states
- Construction loan
- First-time buyer
- HELOC
- Jumbo loan
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- 14 years licensed
- No disciplinary actions on file at LenDb
- 3
Tom FazioNMLS 268035
American Pacific Mortgage · St. Augustine, FL · licensed in 3 states
- Construction loan
- FHA loan
- Reverse mortgage
- USDA loan
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- 15 years licensed
- No disciplinary actions on file at LenDb
- 4
Gerald BrodyNMLS 397642
CrossCountry Mortgage · Southfield, MI · licensed in 12 states
- Construction loan
- Reverse mortgage
- FHA loan
- First-time buyer
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- 15 years licensed
- No disciplinary actions on file at LenDb
- 5
Lee MuthamaNMLS 655625
First Citizens Bank · Powder Springs, GA
- Construction loan
- Down payment assistance
- FHA loan
- First-time buyer
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- Branch in Georgia
- 20 years experience (stated on lender page, 2026-10-09)
- 6
Nia Jackson-McClureNMLS 1234238
First Citizens Bank · Atlanta, GA
- Construction loan
- Down payment assistance
- FHA loan
- First-time buyer
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- Branch in Georgia
- 16 years experience (stated on lender page, 2026-10-09)
- 7
Mea DanigelisNMLS 770981
Atlantic Coast Mortgage · Fairfax, VA · licensed in 9 states
- Construction loan
- FHA loan
- First-time buyer
- USDA loan
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- 9 years licensed
- No disciplinary actions on file at LenDb
- 8
Christina McCollumNMLS 1398321
Churchill Mortgage · Kennewick, WA · licensed in 22 states
- Construction loan
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- 6 years licensed
- No disciplinary actions on file at LenDb
- 9
Scott StilwellNMLS 474261
Union Home Mortgage · Hilton Head Island, SC · licensed in 4 states
- Construction loan
- FHA loan
- Jumbo loan
- VA loan
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- 6 years licensed
- No disciplinary actions on file at LenDb
- 10
Summer RobertsonNMLS 1009959
Union Home Mortgage · Ooltewah, TN · licensed in 5 states
- Construction loan
- FHA loan
- First-time buyer
- Jumbo loan
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- 6 years licensed
- No disciplinary actions on file at LenDb
- 11
Alex DykesNMLS 1638497
Guild Mortgage · Arlington, VA · licensed in 16 states
- Construction loan
- First-time buyer
- Real estate investor
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- 5 years licensed
- No disciplinary actions on file at LenDb
- 12
Davin CrowNMLS 1850024
Barrett Financial Group · Chandler, AZ · licensed in 6 states
- Construction loan
- Renovation loan (203k / HomeStyle)
- VA loan
- First-time buyer
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- 5 years licensed
- No disciplinary actions on file at LenDb
- 13
Gabe LibuttiNMLS 504917
Atlantic Coast Mortgage · Huntersville, NC · licensed in 6 states
- Construction loan
- Jumbo loan
- New construction
- Real estate investor
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- 7 years licensed
- No disciplinary actions on file at LenDb
- 14
Vince CurcioNMLS 102096
First Heritage Mortgage · Mt. Pleasant, SC · licensed in 8 states
- Construction loan
- Condo
- Renovation loan (203k / HomeStyle)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- 5 years licensed
- No disciplinary actions on file at LenDb
- 15
Winfred McCoyNMLS 231497
Union Home Mortgage · Wilmington, NC · licensed in 7 states
- Construction loan
- Renovation loan (203k / HomeStyle)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- 4 years licensed
- No disciplinary actions on file at LenDb
- 16
Tom CullenNMLS 459668
Princeton Mortgage · licensed in 5 states
- Construction loan
- Bank statement loan
- Renovation loan (203k / HomeStyle)
- DSCR loan
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- 5 years licensed
- No disciplinary actions on file at LenDb
- 17
John LeeNMLS 415261
Truist Bank · Alpharetta, GA
- Construction loan
- Jumbo loan
- Physician and medical professional
- Renovation loan (203k / HomeStyle)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Branch in Georgia; no license list on file yet, verify at NMLS Consumer Access
- 17 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 18
Nick KristoffNMLS 379253
CrossCountry Mortgage · Bluffton, SC · licensed in 5 states
- Construction loan
- FHA loan
- Jumbo loan
- Reverse mortgage
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- 3 years licensed
- No disciplinary actions on file at LenDb
- 19
Matthew BrownNMLS 1254520
Loan Factory · Austin, TX · licensed in 28 states
- Construction loan
- Renovation loan (203k / HomeStyle)
- FHA loan
- HELOC
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- 10 years licensed
- No disciplinary actions on file at LenDb
- 20
Scott LaceyNMLS 8154
Guild Mortgage · Lincoln, RI · licensed in 22 states
- Construction loan
- Renovation loan (203k / HomeStyle)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- 6 years licensed
- No disciplinary actions on file at LenDb
- 21
Shannon BradshawNMLS 545211
CrossCountry Mortgage · Atlanta, GA · licensed in 13 states
- Construction loan
- Jumbo loan
- Renovation loan (203k / HomeStyle)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- Branch in Georgia
- 8 years licensed
- 22
Stephanie Machado BartoNMLS 71339
GMFS Mortgage · Covington, LA · licensed in 7 states
- Construction loan
- FHA loan
- First-time buyer
- Jumbo loan
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- 5 years licensed
- No disciplinary actions on file at LenDb
- 23
Bruce BrinkerhoffNMLS 639483
CrossCountry Mortgage · Cleveland, OH · licensed in 50 states
- Construction loan
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- 7 years licensed
- No disciplinary actions on file at LenDb
- 24
Kate RedmanNMLS 880676
CrossCountry Mortgage · Evans, GA · licensed in 6 states
- Construction loan
- FHA loan
- VA loan
- Non-QM loan
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- Branch in Georgia
- 7 years licensed
- 25
Sonya BlankenshipNMLS 764494
American Pacific Mortgage · Rome, GA · licensed in 4 states
- Construction loan
- FHA loan
- First-time buyer
- Real estate investor
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- Branch in Georgia
- 8 years licensed
Before you choose
Builder approval, draw management and appraisals based on plans require a lender with a construction department.
- Do you offer one-time close construction loans?
- What do you require to approve my builder?
- How are draws released during the build?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in GA or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=construction&state=GA. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.