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Loan programs · Georgia

HELOC loan officers in Georgia

As of 2026-10-09, LenDb lists 129 loan officers licensed in or based in Georgia whose lender pages show HELOC work. The top-ranked are Paul Weidner (Guild Mortgage, Ormond Beach), Jacob Kuzman (LeaderOne Financial, Winter Park) and Bryan Young (LeaderOne Financial, Oak Brook). Ranking is lender-neutral: specialty evidence first, then a license in GA, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 25

  1. 1

    Paul WeidnerNMLS 301434

    Guild Mortgage · Ormond Beach, FL · licensed in 2 states

    • HELOC
    • FHA loan
    • Jumbo loan
    • Reverse mortgage
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in GA (listed on lender page, verified 2026-10-09)
    • 15 years licensed
    • No disciplinary actions on file at LenDb
  2. 2

    Jacob KuzmanNMLS 373644

    LeaderOne Financial · Winter Park, FL · licensed in 6 states

    • HELOC
    • Construction loan
    • First-time buyer
    • Jumbo loan
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in GA (listed on lender page, verified 2026-10-09)
    • 14 years licensed
    • No disciplinary actions on file at LenDb
  3. 3

    Bryan YoungNMLS 1504425

    LeaderOne Financial · Oak Brook, IL · licensed in 4 states

    • HELOC
    • FHA loan
    • Jumbo loan
    • Non-QM loan
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in GA (listed on lender page, verified 2026-10-09)
    • 10 years licensed
    • No disciplinary actions on file at LenDb
  4. 4

    Jason ReevesNMLS 187200

    Union Home Mortgage · Knoxville, TN · licensed in 5 states

    • HELOC
    • First-time buyer
    • Real estate investor
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in GA (listed on lender page, verified 2026-10-09)
    • 5 years licensed
    • No disciplinary actions on file at LenDb
  5. 5

    Desmond MorganNMLS 1118195

    Loan Factory · licensed in 3 states

    • HELOC
    • First-time buyer
    • Real estate investor
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in GA (listed on lender page, verified 2026-10-09)
    • 12 years licensed
    • No disciplinary actions on file at LenDb
  6. 6

    Arnell Brady IINMLS 1128672

    JPMorgan Chase Bank (Chase Home Lending) · Chicago, IL · licensed in 11 states

    • HELOC
    • Co-op
    • Condo
    • FHA loan
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in GA (listed on lender page, verified 2026-10-09)
    • 3 years licensed
    • No disciplinary actions on file at LenDb
  7. 7

    James BurtonNMLS 2121317

    Southern Trust Mortgage · Mt Pleasant, SC · licensed in 3 states

    • HELOC
    • First-time buyer
    • Vacation home
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in GA (listed on lender page, verified 2026-10-09)
    • 3 years licensed
    • No disciplinary actions on file at LenDb
  8. 8

    Jeffrey "Zack" ZachowNMLS 450729

    Loan Factory · licensed in 5 states

    • HELOC
    • FHA loan
    • First-time buyer
    • Reverse mortgage
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in GA (listed on lender page, verified 2026-10-09)
    • 5 years licensed
    • No disciplinary actions on file at LenDb
  9. 9

    Valerie ClymerNMLS 221831

    Success Mortgage Partners · Plymouth, MI · licensed in 4 states

    • HELOC
    • Reverse mortgage
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in GA (listed on lender page, verified 2026-10-09)
    • 15 years licensed
    • No disciplinary actions on file at LenDb
  10. 10

    Jim BrettlNMLS 455400

    Xpert Home Lending · licensed in 13 states

    • HELOC
    • Bank statement loan
    • DSCR loan
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in GA (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  11. 11

    Mike BryantNMLS 648999

    LeaderOne Financial · Overland Park, KS · licensed in 2 states

    • HELOC
    • First-time buyer
    • Real estate investor
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in GA (listed on lender page, verified 2026-10-09)
    • 7 years licensed
    • No disciplinary actions on file at LenDb
  12. 12

    Lisa CalfeeNMLS 2847725

    Highlands Residential Mortgage · Chattanooga, TN · licensed in 2 states

    • HELOC
    • Construction loan
    • Real estate investor
    • FHA loan
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in GA (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  13. 13

    Trung NguyenNMLS 1806263

    Loan Factory · licensed in 7 states

    • HELOC
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in GA (listed on lender page, verified 2026-10-09)
    • 4 years licensed
    • No disciplinary actions on file at LenDb
  14. 14

    Iris LegaspiNMLS 690505

    First Citizens Bank · San Diego, CA · licensed in 35 states

    • HELOC
    • Down payment assistance
    • First-time buyer
    • Jumbo loan
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in GA (listed on lender page, verified 2026-10-09)
    • 17 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  15. 15

    Al NormanNMLS 286247

    Loan Factory · licensed in 4 states

    • HELOC
    • First-time buyer
    • Real estate investor
    • VA loan
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in GA (listed on lender page, verified 2026-10-09)
    • 15 years licensed
    • No disciplinary actions on file at LenDb
  16. 16

    Ryan ValloneNMLS 312680

    Lit Financial Corporation · licensed in 14 states

    • HELOC
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in GA (listed on lender page, verified 2026-10-09)
    • 14 years licensed
    • No disciplinary actions on file at LenDb
  17. 17

    James AbdallahNMLS 255833

    Lit Financial Corporation · licensed in 14 states

    • HELOC
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in GA (listed on lender page, verified 2026-10-09)
    • 11 years licensed
    • No disciplinary actions on file at LenDb
  18. 18

    Corey VandenbergNMLS 563900

    Success Mortgage Partners · Grand Rapids, MI · licensed in 10 states

    • HELOC
    • First-time buyer
    • Condo
    • Construction loan
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in GA (listed on lender page, verified 2026-10-09)
    • 9 years licensed
    • No disciplinary actions on file at LenDb
  19. 19

    Sheena AriNMLS 2180989

    Loan Factory · Georgia

    • HELOC
    • Down payment assistance
    • FHA loan
    • Real estate investor
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in GA (listed on lender page, verified 2026-10-09)
    • Branch in Georgia
    • No disciplinary actions on file at LenDb
  20. 20

    Shay KinseyNMLS 544438

    American Pacific Mortgage · Duluth, GA

    • HELOC
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in GA (listed on lender page, verified 2026-10-09)
    • Branch in Georgia
    • No disciplinary actions on file at LenDb
  21. 21

    Peyton GinyardNMLS 2742977

    Loan Factory · Lawrenceville, GA · licensed in 2 states

    • HELOC
    • DSCR loan
    • FHA loan
    • First-time buyer
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in GA (listed on lender page, verified 2026-10-09)
    • Branch in Georgia
    • No disciplinary actions on file at LenDb
  22. 22

    Sharif BasetNMLS 2820377

    Loan Factory · Duluth, GA · licensed in 12 states

    • HELOC
    • Asset-based qualifying
    • DSCR loan
    • FHA loan
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in GA (listed on lender page, verified 2026-10-09)
    • Branch in Georgia
    • 0 years licensed
  23. 23

    Matthew BrownNMLS 1254520

    Loan Factory · Austin, TX · licensed in 28 states

    • HELOC
    • Construction loan
    • Renovation loan (203k / HomeStyle)
    • FHA loan
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in GA (listed on lender page, verified 2026-10-09)
    • 10 years licensed
    • No disciplinary actions on file at LenDb
  24. 24

    Anthony DesanoNMLS 12319

    Embrace Home Loans · Middletown, RI · licensed in 24 states

    • HELOC
    • First-time buyer
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in GA (listed on lender page, verified 2026-10-09)
    • 6 years licensed
    • No disciplinary actions on file at LenDb
  25. 25

    Jeff HammelNMLS 162437

    Ruoff Mortgage · licensed in 17 states

    • HELOC
    • FHA loan
    • Renovation loan (203k / HomeStyle)
    • VA loan
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in GA (listed on lender page, verified 2026-10-09)
    • 8 years licensed
    • No disciplinary actions on file at LenDb

Before you choose

Combined loan-to-value limits, rate structures and draw periods vary by lender, and many only offer them to existing customers.

  • What combined loan-to-value do you allow?
  • Is the rate variable, and are there fixed-rate draw options?
  • Are there annual fees or early closure fees?

More about HELOC

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in GA or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=heloc&state=GA. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.