Zach Melder
Branch Manager at ALCOVA Mortgage · Lynchburg, VA
NMLS ID 1531520 (opens in a new tab) · verify at NMLS Consumer Access
Zach Melder (NMLS 1531520) is Branch Manager at ALCOVA Mortgage, based in Lynchburg, VA. Lists North Carolina, South Carolina and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Low credit score.
Last verified . Sources: ALCOVA Mortgage (alcova.com) and NMLS Consumer Access (license status, check live).
- 3 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: alcova.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
North Carolina, South Carolina, Virginia
Lender-reported: NC, SC, VA are listed on the lender page, not yet checked with the state regulator.
Contact
A quick automatic check keeps bots from harvesting contact details.
- Profile (opens in a new tab)
We never see who you contact.
Employment history
ALCOVA Mortgage NMLS 40508
Current · Lynchburg, VA · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Zach Melder is a Branch Manager based in Lynchburg, VA, originally from Rochester, Minnesota. He is committed to helping people achieve the American Dream of homeownership.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · alcova.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · alcova.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · alcova.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · alcova.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · alcova.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · alcova.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Zach Melder (NMLS 1531520), ALCOVA Mortgage. LenDb.ai, https://lendb.ai/lo/zach-melder-1531520, last verified 2026-10-09.
Is this you?
Claim this profile to add specialties, a bio and languages, or ask us to fix or remove it.
Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.