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Loan programs · Washington

Crypto / Bitcoin mortgage loan officers in Washington

As of 2026-10-09, LenDb lists 2 loan officers licensed in or based in Washington whose lender pages show Crypto / Bitcoin mortgage work. The top-ranked are Kerwin Lyon (Guild Mortgage, Seattle) and Olivia Sisomphou (Guild Mortgage, Seattle). Ranking is lender-neutral: specialty evidence first, then a license in WA, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 2

  1. 1

    Kerwin LyonNMLS 275494

    Guild Mortgage · Seattle, WA

    • Crypto / Bitcoin mortgage
    • WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Crypto mentioned on their lender page (keyword match, verified 2026-10-09); ask whether they can use crypto assets
    • Office in Seattle, WA
    • States 16 years of experience (lender page, 2026-10-09)
  2. 2

    Olivia SisomphouNMLS 1657256

    Guild Mortgage · Seattle, WA · licensed in 2 states

    • Crypto / Bitcoin mortgage
    • WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Crypto mentioned on their lender page (keyword match, verified 2026-10-09); ask whether they can use crypto assets
    • Office in Seattle, WA

Before you choose

Agency guidelines only count crypto once it is converted to dollars and the funds are documented and seasoned, so using it without selling (as reserves, income or collateral) needs a lender with a portfolio or non-QM crypto program, and exchange statements and price swings complicate underwriting.

  • Can you count my crypto as assets or reserves without me selling it, and at what percentage of its value?
  • If I sell crypto for the down payment, how long must the dollars season and what exchange records do you need?
  • Do you offer a loan collateralized by crypto, and what happens if its price drops (margin calls, liquidation)?

More about Crypto / Bitcoin mortgage

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a WA license is confirmed with the state regulator (check mark), WA is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=crypto-mortgage&state=WA. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.