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Loan programs · Nebraska

Non-QM loan officers in Nebraska

As of 2026-10-09, LenDb lists 9 loan officers licensed in or based in Nebraska whose lender pages show Non-QM loan work. The top-ranked are Bobby Luu (American Pacific Mortgage, Reston), Michael Mizrahi (CrossCountry Mortgage, Delray Beach) and Kathy Johnson (CrossCountry Mortgage, Houston). Ranking is lender-neutral: specialty evidence first, then a license in NE, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 9

  1. 1

    Bobby LuuNMLS 185192

    American Pacific Mortgage · Reston, VA · licensed in 8 states

    • Non-QM loan
    • FHA loan
    • First-time buyer
    • Jumbo loan
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed in NE (listed on lender page, verified 2026-10-09)
    • 3 years licensed
    • No disciplinary actions on file at LenDb
  2. 2

    Michael MizrahiNMLS 188831

    CrossCountry Mortgage · Delray Beach, FL · licensed in 51 states

    • Non-QM loan
    • Jumbo loan
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed in NE (listed on lender page, verified 2026-10-09)
    • 15 years licensed
    • No disciplinary actions on file at LenDb
  3. 3

    Kathy JohnsonNMLS 1402120

    CrossCountry Mortgage · Houston, TX · licensed in 33 states

    • Non-QM loan
    • VA loan
    • FHA loan
    • First-time buyer
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed in NE (listed on lender page, verified 2026-10-09)
    • 8 years licensed
    • No disciplinary actions on file at LenDb
  4. 4

    Kevin RollerNMLS 250375

    LeaderOne Financial · Overland Park, KS · licensed in 43 states

    • Non-QM loan
    • DSCR loan
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed in NE (listed on lender page, verified 2026-10-09)
    • 6 years licensed
    • No disciplinary actions on file at LenDb
  5. 5

    Jason SmithNMLS 210839

    CrossCountry Mortgage · Scottsdale, AZ · licensed in 18 states

    • Non-QM loan
    • Down payment assistance
    • Jumbo loan
    • VA loan
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed in NE (listed on lender page, verified 2026-10-09)
    • 4 years licensed
    • No disciplinary actions on file at LenDb
  6. 6

    Josh OsborneNMLS 473258

    CrossCountry Mortgage · Sioux Falls, SD · licensed in 14 states

    • Non-QM loan
    • Real estate investor
    • First-time buyer
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed in NE (listed on lender page, verified 2026-10-09)
    • 5 years licensed
    • No disciplinary actions on file at LenDb
  7. 7

    Rosa BriggsNMLS 117032

    CrossCountry Mortgage · Snohomish, WA · licensed in 32 states

    • Non-QM loan
    • VA loan
    • FHA loan
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed in NE (listed on lender page, verified 2026-10-09)
    • 3 years licensed
    • No disciplinary actions on file at LenDb
  8. 8

    Sarena TalbertNMLS 1043739

    CrossCountry Mortgage · Newport Beach, CA · licensed in 51 states

    • Non-QM loan
    • Jumbo loan
    • Reverse mortgage
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed in NE (listed on lender page, verified 2026-10-09)
    • 2 years licensed
    • No disciplinary actions on file at LenDb
  9. 9

    Ryan McGranNMLS 2520487

    Lit Financial Corporation · licensed in 19 states

    • Non-QM loan
    • Bank statement loan
    • Condo
    • DSCR loan
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed in NE (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb

Before you choose

Every non-QM lender has its own guidelines and pricing, so the loan officer's investor relationships matter.

  • Which non-QM investors do you work with?
  • Why does my situation need non-QM rather than an agency loan?
  • Is there a prepayment penalty, and can I refinance later?

More about Non-QM loan

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in NE or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=non-qm&state=NE. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.