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Borrower situations · Kentucky

Loan officers for physicians and medical professionals in Kentucky

As of 2026-10-09, LenDb lists 4 loan officers licensed in or based in Kentucky whose lender pages show Physician and medical professional work. The top-ranked are Molly Barndt, MBA, CSCP (CrossCountry Mortgage, Chicago), Kylie Miller (CrossCountry Mortgage, Beavercreek) and Scott Johnson (Truist Bank, Louisville). Ranking is lender-neutral: specialty evidence first, then a license in KY, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 4

  1. 1

    Molly Barndt, MBA, CSCPNMLS 2236749

    CrossCountry Mortgage · Chicago, IL · licensed in 29 states

    • Physician and medical professional
    • Real estate investor
    • Jumbo loan
    • Non-QM loan
    • KY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
    • Licensed since 2025 (per Florida records)
    • States 5 years of experience (lender page, 2026-10-09)
  2. 2

    Kylie MillerNMLS 562713

    CrossCountry Mortgage · Beavercreek, OH · licensed in 9 states

    • Physician and medical professional
    • Jumbo loan
    • New construction
    • Renovation loan (203k / HomeStyle)
    • KY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
    • Licensed since 2025 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)
  3. 3

    Scott JohnsonNMLS 453463

    Truist Bank · Bank · Louisville, KY

    • Physician and medical professional
    • VA loan
    • First-time buyer
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
    • Office in Louisville, KY
  4. 4

    Joe HudginsNMLS 1777134

    Truist Bank · Bank · Lexington, KY

    • Physician and medical professional
    • VA loan
    • Jumbo loan
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
    • Office in Lexington, KY

Before you choose

Student debt and future employment contracts need special treatment that only physician programs allow.

  • Do you have a physician loan program, and who qualifies?
  • How do you treat my student loans in qualifying?
  • Can I close on a signed employment contract before I start?

More about Physician and medical professional

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a KY license is confirmed with the state regulator (check mark), KY is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=physician&state=KY. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.