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Borrower situations · Texas

Loan officers for physicians and medical professionals in Texas

As of 2026-10-09, LenDb lists 15 loan officers licensed in or based in Texas whose lender pages show Physician and medical professional work. The top-ranked are Stephen Scott (American National Bank of Texas, Richardson), Iris Legaspi (First Citizens Bank, San Diego) and Preston Froula (Guild Mortgage, Yakima). Ranking is lender-neutral: specialty evidence first, then a license in TX, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 14

  1. 1

    Stephen ScottNMLS 194721

    American National Bank of Texas · Richardson, TX

    • Physician and medical professional
    • Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
    • Licensed in TX (listed on lender page, verified 2026-10-09)
    • Branch in Texas
    • 30 years experience (stated on lender page, 2026-10-09)
  2. 2

    Iris LegaspiNMLS 690505

    First Citizens Bank · San Diego, CA · licensed in 35 states

    • Physician and medical professional
    • Down payment assistance
    • First-time buyer
    • Jumbo loan
    • Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
    • Licensed in TX (listed on lender page, verified 2026-10-09)
    • 17 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  3. 3

    Preston FroulaNMLS 2092118

    Guild Mortgage · Yakima, WA · licensed in 2 states

    • Physician and medical professional
    • Construction loan
    • Down payment assistance
    • FHA loan
    • Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
    • Licensed in TX (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  4. 4

    Sandra FossettNMLS 1695045

    American Pacific Mortgage · Orlando, FL

    • Physician and medical professional
    • First-time buyer
    • Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
    • Licensed in TX (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  5. 5

    Tammy CobbsNMLS 308504

    Prosperity Bank · Plano, TX

    • Physician and medical professional
    • Construction loan
    • First-time buyer
    • Jumbo loan
    • Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
    • Branch in Texas; no license list on file yet, verify at NMLS Consumer Access
    • 20 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  6. 6

    Brian SewellNMLS 212085

    Guild Mortgage · Frankfort, IL · licensed in 6 states

    • Physician and medical professional
    • First-time buyer
    • Real estate investor
    • Self-employed
    • Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
    • Licensed in TX (listed on lender page, verified 2026-10-09)
    • 4 years licensed
    • No disciplinary actions on file at LenDb
  7. 7

    Lekh SharmaNMLS 2503420

    Guild Mortgage · High Point, NC · licensed in 4 states

    • Physician and medical professional
    • First-time buyer
    • Asset-based qualifying
    • Bank statement loan
    • Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
    • Licensed in TX (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  8. 8

    Cody TealNMLS 65382

    First Citizens Bank · Wilmington, NC · licensed in 33 states

    • Physician and medical professional
    • Construction loan
    • First-time buyer
    • Jumbo loan
    • Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
    • Licensed in TX (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  9. 9

    Manen PanNMLS 1006352

    First Citizens Bank · Pasadena, CA · licensed in 32 states

    • Physician and medical professional
    • Real estate investor
    • Construction loan
    • Down payment assistance
    • Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
    • Licensed in TX (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  10. 10

    Paul StanleyNMLS 1989144

    Guild Mortgage · Edmond, OK · licensed in 3 states

    • Physician and medical professional
    • VA loan
    • Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
    • Licensed in TX (listed on lender page, verified 2026-10-09)
    • 0 years licensed
    • No disciplinary actions on file at LenDb
  11. 11

    Alan BaughNMLS 257835

    Truist Bank · Dallas, TX

    • Physician and medical professional
    • Construction loan
    • Jumbo loan
    • Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
    • Branch in Texas; no license list on file yet, verify at NMLS Consumer Access
    • 25 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  12. 12

    Daniel KohNMLS 176649

    Truist Bank · Grapevine, TX

    • Physician and medical professional
    • Jumbo loan
    • Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
    • Branch in Texas; no license list on file yet, verify at NMLS Consumer Access
    • No disciplinary actions on file at LenDb
  13. 13

    Rick EllisNMLS 295206

    Truist Bank · Dallas, TX

    • Physician and medical professional
    • Jumbo loan
    • Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
    • Branch in Texas; no license list on file yet, verify at NMLS Consumer Access
    • No disciplinary actions on file at LenDb
  14. 14

    James AllenNMLS 572997

    Truist Bank · Austin, TX

    • Physician and medical professional
    • Jumbo loan
    • Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
    • Branch in Texas; no license list on file yet, verify at NMLS Consumer Access
    • No disciplinary actions on file at LenDb

Before you choose

Student debt and future employment contracts need special treatment that only physician programs allow.

  • Do you have a physician loan program, and who qualifies?
  • How do you treat my student loans in qualifying?
  • Can I close on a signed employment contract before I start?

More about Physician and medical professional

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in TX or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=physician&state=TX. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.