Loan programs · Kentucky
Construction loan officers in Kentucky
As of 2026-10-09, LenDb lists 27 loan officers licensed in or based in Kentucky whose lender pages show Construction loan work. The top-ranked are Scott Lacey (Guild Mortgage, Lincoln), Andy DiPuccio (CrossCountry Mortgage, Lakeside Park) and James Igbinovia (CrossCountry Mortgage, Scottsdale). Ranking is lender-neutral: specialty evidence first, then a license in KY, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Scott LaceyNMLS 8154
Guild Mortgage · Lincoln, RI · licensed in 22 states
- Construction loan
- Renovation loan (203k / HomeStyle)
- KY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2020 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 2
Andy DiPuccioNMLS 114117
CrossCountry Mortgage · Lakeside Park, KY · licensed in 3 states
- Construction loan
- Renovation loan (203k / HomeStyle)
- VA loan
- KY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in Lakeside Park, KY
- States 20 years of experience (lender page, 2026-10-09)
- 3
James IgbinoviaNMLS 626688
CrossCountry Mortgage · Scottsdale, AZ · licensed in 29 states
- Construction loan
- Self-employed
- Jumbo loan
- USDA loan
- KY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- States 20 years of experience (lender page, 2026-10-09)
- 4
Dustin SwigartNMLS 681479
CrossCountry Mortgage · Tampa, FL · licensed in 6 states
- Construction loan
- Non-QM loan
- Renovation loan (203k / HomeStyle)
- KY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2026 (per Florida records)
- States 25 years of experience (lender page, 2026-10-09)
- 5
Jordan TaylorNMLS 1862550
Fairway Independent Mortgage Corporation · Fredericksburg, VA · licensed in 15 states
- Construction loan
- DSCR loan
- FHA loan
- Jumbo loan
- KY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- 6
Jeffrey AronheimNMLS 235233
CrossCountry Mortgage · Greenwood Village, CO · licensed in 33 states
- Construction loan
- Non-QM loan
- Real estate investor
- KY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2007 (per Colorado records)
- 7
Bruce BrinkerhoffNMLS 639483
CrossCountry Mortgage · Cleveland, OH · licensed in 50 states
- Construction loan
- KY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Florida records)
- 8
Jerry TurnerNMLS 2006641
CrossCountry Mortgage · Clarksville, TN · licensed in 3 states
- Construction loan
- VA loan
- DSCR loan
- KY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- 9
Leslie ZiembaNMLS 2111186
CrossCountry Mortgage · Greenville, SC · licensed in 7 states
- Construction loan
- KY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- 10
Vann DoyleNMLS 52251
U.S. Bank · Bank · Lexington, KY
- Construction loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in Lexington, KY
- 11
Derek ShafferNMLS 651978
U.S. Bank · Bank · Lexington, KY
- Construction loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in Lexington, KY
- 12
Jenny RutledgeNMLS 724686
Ruoff Mortgage · Kentucky · licensed in 2 states
- Construction loan
- FHA loan
- First-time buyer
- Jumbo loan
- KY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in Kentucky
- 13
Jeremiah JohnsonNMLS 1861362
U.S. Bank · Bank · Owensboro, KY
- Construction loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in Owensboro, KY
- 14
Crystie KeeneNMLS 2456923
Success Mortgage Partners · Lafayette, TN · licensed in 2 states
- Construction loan
- Manufactured home
- KY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- States 25 years of experience (lender page, 2026-10-09)
- 15
Adam GarmanNMLS 124792
Ruoff Mortgage · licensed in 6 states
- Construction loan
- First-time buyer
- Real estate investor
- Renovation loan (203k / HomeStyle)
- KY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- States 22 years of experience (lender page, 2026-10-09)
- 16
Donnie DodsonNMLS 476430
Ruoff Mortgage · licensed in 2 states
- Construction loan
- KY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2020 (per Florida records)
- States 24 years of experience (lender page, 2026-10-09)
- 17
Deborah Allred SantiagoNMLS 894630
Union Home Mortgage · Lexington, KY · licensed in 2 states
- Construction loan
- Condo
- Manufactured home
- Renovation loan (203k / HomeStyle)
- KY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in Lexington, KY
- 18
Vasiliy KorchevoyNMLS 1074423
CrossCountry Mortgage · Roseville, CA · licensed in 7 states
- Construction loan
- Down payment assistance
- Non-QM loan
- Renovation loan (203k / HomeStyle)
- KY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- 19
Brad JohnsonNMLS 2175409
CrossCountry Mortgage · Cleveland, OH · licensed in 16 states
- Construction loan
- VA loan
- FHA loan
- KY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- 20
Kimberly AltierNMLS 217984
American Pacific Mortgage · Tulsa, OK · licensed in 7 states
- Construction loan
- FHA loan
- Jumbo loan
- Renovation loan (203k / HomeStyle)
- KY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- 21
Corey VandenbergNMLS 563900
Success Mortgage Partners · Grand Rapids, MI · licensed in 10 states
- Construction loan
- First-time buyer
- Condo
- Down payment assistance
- KY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- 22
Nathan BurrellNMLS 208302
CrossCountry Mortgage · Franklin, TN · licensed in 33 states
- Construction loan
- KY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2024 (per Florida records)
- 23
Christina ThluaiNMLS 1471916
CrossCountry Mortgage · Indianapolis, IN · licensed in 15 states
- Construction loan
- Condo
- Down payment assistance
- Jumbo loan
- KY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- 24
Lynn SharerNMLS 80968
Assurance Financial · Baton Rouge, LA · licensed in 5 states
- Construction loan
- Down payment assistance
- FHA loan
- Jumbo loan
- KY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Florida records)
- 25
Kim GhanemNMLS 191143
Assurance Financial · Austin, TX · licensed in 14 states
- Construction loan
- FHA loan
- Renovation loan (203k / HomeStyle)
- USDA loan
- KY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2020 (per Florida records)
Before you choose
Builder approval, draw management and appraisals based on plans require a lender with a construction department.
- Do you offer one-time close construction loans?
- What do you require to approve my builder?
- How are draws released during the build?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a KY license is confirmed with the state regulator (check mark), KY is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=construction&state=KY. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.