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Borrower situations · Illinois

Loan officers for physicians and medical professionals in Illinois

As of 2026-10-09, LenDb lists 11 loan officers licensed in or based in Illinois whose lender pages show Physician and medical professional work. The top-ranked are Iris Legaspi (First Citizens Bank, San Diego), Christy White (Guild Mortgage, Indianapolis) and Brian Sewell (Guild Mortgage, Frankfort). Ranking is lender-neutral: specialty evidence first, then a license in IL, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 10

  1. 1

    Iris LegaspiNMLS 690505

    First Citizens Bank · San Diego, CA · licensed in 35 states

    • Physician and medical professional
    • Down payment assistance
    • First-time buyer
    • Jumbo loan
    • Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
    • Licensed in IL (listed on lender page, verified 2026-10-09)
    • 17 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  2. 2

    Christy WhiteNMLS 543306

    Guild Mortgage · Indianapolis, IN · licensed in 2 states

    • Physician and medical professional
    • First-time buyer
    • Real estate investor
    • Bank statement loan
    • Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
    • Licensed in IL (listed on lender page, verified 2026-10-09)
    • 27 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  3. 3

    Brian SewellNMLS 212085

    Guild Mortgage · Frankfort, IL · licensed in 6 states

    • Physician and medical professional
    • First-time buyer
    • Real estate investor
    • Self-employed
    • Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
    • Licensed in IL (listed on lender page, verified 2026-10-09)
    • Branch in Illinois
    • 4 years licensed
  4. 4

    Steve SchneiderNMLS 228607

    CrossCountry Mortgage · Chicago, IL

    • Physician and medical professional
    • FHA loan
    • Renovation loan (203k / HomeStyle)
    • First-time buyer
    • Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
    • Branch in Illinois; no license list on file yet, verify at NMLS Consumer Access
    • No disciplinary actions on file at LenDb
  5. 5

    Brian Andrew LipscombNMLS 443461

    BMO Bank · Chicago, IL

    • Physician and medical professional
    • Construction loan
    • Jumbo loan
    • Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
    • Branch in Illinois; no license list on file yet, verify at NMLS Consumer Access
    • 20 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  6. 6

    Krystyna WielochaNMLS 577051

    BMO Bank · Naperville, IL

    • Physician and medical professional
    • Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
    • Branch in Illinois; no license list on file yet, verify at NMLS Consumer Access
    • 20 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  7. 7

    Cody TealNMLS 65382

    First Citizens Bank · Wilmington, NC · licensed in 33 states

    • Physician and medical professional
    • Construction loan
    • First-time buyer
    • Jumbo loan
    • Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
    • Licensed in IL (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  8. 8

    Manen PanNMLS 1006352

    First Citizens Bank · Pasadena, CA · licensed in 32 states

    • Physician and medical professional
    • Real estate investor
    • Construction loan
    • Down payment assistance
    • Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
    • Licensed in IL (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  9. 9

    Ivan LinNMLS 2462401

    Loan Factory · licensed in 10 states

    • Physician and medical professional
    • First-time buyer
    • Real estate investor
    • Self-employed
    • Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
    • Licensed in IL (listed on lender page, verified 2026-10-09)
    • 0 years licensed
    • No disciplinary actions on file at LenDb
  10. 10

    Susan HobsonNMLS 889430

    BMO Bank · Naperville, IL

    • Physician and medical professional
    • Construction loan
    • Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
    • Branch in Illinois; no license list on file yet, verify at NMLS Consumer Access
    • No disciplinary actions on file at LenDb

Before you choose

Student debt and future employment contracts need special treatment that only physician programs allow.

  • Do you have a physician loan program, and who qualifies?
  • How do you treat my student loans in qualifying?
  • Can I close on a signed employment contract before I start?

More about Physician and medical professional

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in IL or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=physician&state=IL. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.