Borrower situations · Arizona
Loan officers for physicians and medical professionals in Arizona
As of 2026-10-09, LenDb lists 6 loan officers licensed in or based in Arizona whose lender pages show Physician and medical professional work. The top-ranked are Iris Legaspi (First Citizens Bank, San Diego), Kristi Piatz (Guild Mortgage, Edina) and Justin Hopkins (Guild Mortgage, Windsor). Ranking is lender-neutral: specialty evidence first, then a license in AZ, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 6
- 1
Iris LegaspiNMLS 690505
First Citizens Bank · San Diego, CA · licensed in 35 states
- Physician and medical professional
- Down payment assistance
- First-time buyer
- Jumbo loan
- Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
- Licensed in AZ (listed on lender page, verified 2026-10-09)
- 17 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 2
Kristi PiatzNMLS 452537
Guild Mortgage · Edina, MN · licensed in 4 states
- Physician and medical professional
- Down payment assistance
- First-time buyer
- Real estate investor
- Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
- Licensed in AZ (listed on lender page, verified 2026-10-09)
- 5 years licensed
- No disciplinary actions on file at LenDb
- 3
Justin HopkinsNMLS 1990002
Guild Mortgage · Windsor, CO · licensed in 3 states
- Physician and medical professional
- Real estate investor
- Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
- Licensed in AZ (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 4
Cody TealNMLS 65382
First Citizens Bank · Wilmington, NC · licensed in 33 states
- Physician and medical professional
- Construction loan
- First-time buyer
- Jumbo loan
- Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
- Licensed in AZ (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 5
Manen PanNMLS 1006352
First Citizens Bank · Pasadena, CA · licensed in 32 states
- Physician and medical professional
- Real estate investor
- Construction loan
- Down payment assistance
- Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
- Licensed in AZ (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 6
Ryan LehrmanNMLS 235295
BMO Bank · Scottsdale, AZ
- Physician and medical professional
- Construction loan
- Jumbo loan
- Renovation loan (203k / HomeStyle)
- Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
- Branch in Arizona; no license list on file yet, verify at NMLS Consumer Access
- No disciplinary actions on file at LenDb
Before you choose
Student debt and future employment contracts need special treatment that only physician programs allow.
- Do you have a physician loan program, and who qualifies?
- How do you treat my student loans in qualifying?
- Can I close on a signed employment contract before I start?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in AZ or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=physician&state=AZ. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.