Borrower situations · Oklahoma
Loan officers for homeowners who are refinancing in Oklahoma
As of 2026-10-26, LenDb lists 62 loan officers licensed in or based in Oklahoma whose lender pages show Refinance work. The top-ranked are Chandler Newton (Guild Mortgage, Lawton), Bill White (CrossCountry Mortgage, Cincinnati) and Eric Raso (CMG Home Loans, Tempe). Ranking is lender-neutral: specialty evidence first, then a license in OK, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Chandler NewtonNMLS 2636675
Guild Mortgage · Lawton, OK
- Refinance
- OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Office in Lawton, OK
- 2
Bill WhiteNMLS 2268018
CrossCountry Mortgage · Cincinnati, OH · licensed in 15 states
- Refinance
- HELOC
- FHA loan
- First-time buyer
- OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Earliest state license record: December 13, 2021 (Illinois), per state regulator
- 3
Eric RasoNMLS 457108
CMG Home Loans · Tempe, AZ · licensed in 40 states
- Refinance
- 2 to 4 unit property
- Low credit score
- Non-QM loan
- OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Refinance on lender page (lender page, verified 2026-10-20)
- Earliest state license record: August 27, 2014 (Colorado), per state regulator
- States 20 years of experience (lender page, 2026-10-20)
- 4
Camille OlsonNMLS 474281
Barrett Financial Group · Mortgage broker · Chandler, AZ · licensed in 11 states
- Refinance
- Down payment assistance
- OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Refinance on lender page (lender page, verified 2026-10-19)
- Earliest state license record: July 10, 2014 (Texas), per state regulator
- 5
David K. HarrelsonNMLS 2819765
ENSURE HOME LOANS LLC · licensed in 6 states
- Refinance
- Non-QM loan
- VA loan
- FHA loan
- OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Earliest state license record: June 17, 2026 (Illinois), per state regulator
- States 35 years of experience (lender page, 2026-10-15)
- 6
DJ JoyceNMLS 2540027
CrossCountry Mortgage · Cleveland, OH · licensed in 12 states
- Refinance
- FHA loan
- First-time buyer
- HELOC
- OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Earliest state license record: December 21, 2023 (Oregon), per state regulator
- 7
Kellie BuchananNMLS 744052
Highlands Residential Mortgage · Allen, TX · licensed in 6 states
- Refinance
- Condo
- Manufactured home
- Vacation home
- OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Refinance on lender page (lender page, verified 2026-10-20)
- Earliest state license record: January 6, 2012 (Texas), per state regulator
- States 34 years of experience (lender page, 2026-10-20)
- 8
Lindsay WitterNMLS 700709
American Pacific Mortgage · Roseville, CA · licensed in 39 states
- Refinance
- Condo
- Down payment assistance
- FHA loan
- OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Refinance on lender page (lender page, verified 2026-10-20)
- Earliest state license record: January 26, 2012 (Oregon), per state regulator
- 9
Benjamin WilliamsNMLS 1025173
Guild Mortgage · San Diego, CA · licensed in 45 states
- Refinance
- OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Earliest state license record: June 4, 2013 (Oregon), per state regulator
- 10
Mark YoumagulNMLS 319143
Barrett Financial Group · Mortgage broker · Chandler, AZ · licensed in 20 states
- Refinance
- OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Refinance on lender page (lender page, verified 2026-10-20)
- Earliest state license record: July 27, 2010 (California), per state regulator
- 11
Ron LuttrullNMLS 274181
Guild Mortgage · San Diego, CA · licensed in 44 states
- Refinance
- OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Earliest state license record: May 19, 2010 (California), per state regulator
- States 20 years of experience (lender page, 2026-10-19)
- 12
Andy PriceNMLS 175742
Price Mortgage · Mortgage broker · licensed in 30 states
- Refinance
- OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Refinance on lender page (lender page, verified 2026-10-21)
- Earliest state license record: March 16, 2017 (California), per state regulator
- States 15 years of experience (lender page, 2026-10-21)
- 13
Spencer WartmanNMLS 2109932
Trident Home Loans · Pensacola, FL · licensed in 22 states
- Refinance
- VA loan
- OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Earliest state license record: February 18, 2022 (Florida), per state regulator
- 14
Joey MacreNMLS 2694979
Guild Mortgage · Austin, TX · licensed in 2 states
- Refinance
- OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Earliest state license record: May 30, 2025 (Texas), per state regulator
- 15
Darrel ArnoldNMLS 2496252
CrossCountry Mortgage · Tulsa, OK · licensed in 4 states
- Refinance
- FHA loan
- First-time buyer
- OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Refinance on lender page (lender page, verified 2026-10-22)
- Office in Tulsa, OK
- Earliest state license record: October 5, 2023 (California), per state regulator
- 16
Sandee LutzNMLS 533656
CrossCountry Mortgage · Romeo, MI · licensed in 29 states
- Refinance
- Renovation loan (203k / HomeStyle)
- OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Refinance on lender page (lender page, verified 2026-10-22)
- Earliest state license record: April 2, 2018 (Wisconsin), per state regulator
- States 20 years of experience (lender page, 2026-10-22)
- 17
Jason WilburNMLS 676414
CrossCountry Mortgage · Fort Walton Beach, FL · licensed in 11 states
- Refinance
- FHA loan
- First-time buyer
- OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Refinance on lender page (lender page, verified 2026-10-22)
- Earliest state license record: February 17, 2020 (Florida), per state regulator
- States 20 years of experience (lender page, 2026-10-22)
- 18
Sarena TalbertNMLS 1043739
CrossCountry Mortgage · Newport Beach, CA · licensed in 50 states
- Refinance
- Jumbo loan
- Non-QM loan
- Reverse mortgage
- OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Refinance on lender page (lender page, verified 2026-10-22)
- Earliest state license record: December 19, 2018 (California), per state regulator
- States 28 years of experience (lender page, 2026-10-22)
- 19
Jerry SundtNMLS 168111
CrossCountry Mortgage · Tucson, AZ · licensed in 34 states
- Refinance
- Jumbo loan
- Non-QM loan
- Real estate investor
- OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Refinance on lender page (lender page, verified 2026-10-22)
- Earliest state license record: July 14, 2007 (Colorado), per state regulator
- 20
Jared PaulNMLS 974114
CrossCountry Mortgage · Scottsdale, AZ · licensed in 22 states
- Refinance
- VA loan
- Non-QM loan
- FHA loan
- OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Earliest state license record: January 12, 2015 (California), per state regulator
- States 20 years of experience (lender page, 2026-10-26)
- 21
Tim SingletonNMLS 275059
CrossCountry Mortgage · Dallas, TX · licensed in 3 states
- Refinance
- Down payment assistance
- Renovation loan (203k / HomeStyle)
- First-time buyer
- OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Earliest state license record: July 23, 2010 (Texas), per state regulator
- 22
Bruce O'KronleyNMLS 30743
CrossCountry Mortgage · Southfield, MI · licensed in 30 states
- Refinance
- FHA loan
- First-time buyer
- OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Earliest state license record: January 18, 2008 (Illinois), per state regulator
- 23
David D'OnofrioNMLS 254023
CrossCountry Mortgage · Walnut Creek, CA · licensed in 26 states
- Refinance
- FHA loan
- First-time buyer
- OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Earliest state license record: May 10, 2011 (California), per state regulator
- 24
Tobie LoveNMLS 459915
CrossCountry Mortgage · Murrieta, CA · licensed in 10 states
- Refinance
- VA loan
- First-time buyer
- OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Refinance on lender page (lender page, verified 2026-10-21)
- Earliest state license record: May 3, 2011 (California), per state regulator
- 25
Chuck DindiaNMLS 43931
CrossCountry Mortgage · Cleveland, OH · licensed in 41 states
- Refinance
- FHA loan
- First-time buyer
- OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Refinance on lender page (lender page, verified 2026-10-22)
- Earliest state license record: July 31, 2010 (Oregon), per state regulator
Before you choose
Whether a refinance pays off depends on closing costs, how long you keep the loan and the new rate; cash-out and buyout refinances have their own equity, seasoning and title rules.
- What are my total closing costs, and how many months until the lower payment pays them back?
- Can I take cash out, and how much equity do I need to keep?
- If I am buying out a former spouse or co-owner, what does the divorce decree or agreement need to say?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a OK license is confirmed with the state regulator (check mark), OK is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (the earliest state license record in the regulator rosters we hold, or years the loan officer states) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=refinance&state=OK. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.