Loan programs · Oklahoma
Down payment assistance loan officers in Oklahoma
As of 2026-10-09, LenDb lists 24 loan officers licensed in or based in Oklahoma whose lender pages show Down payment assistance work. The top-ranked are Kellie Buchanan (Highlands Residential Mortgage, Angel Fire), Camille Olson (Barrett Financial Group, Chandler) and Doug Luza (Guild Mortgage, Katy). Ranking is lender-neutral: specialty evidence first, then a license in OK, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 24
- 1
Kellie BuchananNMLS 744052
Highlands Residential Mortgage · Angel Fire, NM · licensed in 6 states
- Down payment assistance
- Condo
- Manufactured home
- Vacation home
- OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Colorado records)
- States 34 years of experience (lender page, 2026-10-09)
- 2
Camille OlsonNMLS 474281
Barrett Financial Group · Mortgage broker · Chandler, AZ · licensed in 11 states
- Down payment assistance
- OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed since 2016 (per Colorado records)
- 3
Doug LuzaNMLS 311377
Guild Mortgage · Katy, TX · licensed in 3 states
- Down payment assistance
- First-time buyer
- Real estate investor
- OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- 4
Lenae VandegriftNMLS 649456
American Pacific Mortgage · Thornton, CO · licensed in 10 states
- Down payment assistance
- First-time buyer
- Real estate investor
- Self-employed
- OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed since 2016 (per Colorado records)
- 5
Daniel CampaNMLS 176759
CrossCountry Mortgage · Dallas, TX · licensed in 3 states
- Down payment assistance
- Non-QM loan
- First-time buyer
- OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed since 2026 (per Florida records)
- States 22 years of experience (lender page, 2026-10-09)
- 6
Jenay BowenNMLS 207433
CrossCountry Mortgage · Rockwall, TX · licensed in 2 states
- Down payment assistance
- Construction loan
- HELOC
- OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- States 22 years of experience (lender page, 2026-10-09)
- 7
Jason SmithNMLS 210839
CrossCountry Mortgage · Scottsdale, AZ · licensed in 18 states
- Down payment assistance
- Jumbo loan
- Non-QM loan
- VA loan
- OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- States 22 years of experience (lender page, 2026-10-09)
- 8
Charles OliverNMLS 175312
CrossCountry Mortgage · Delray Beach, FL · licensed in 15 states
- Down payment assistance
- Non-QM loan
- HELOC
- OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed since 2015 (per Florida records)
- States 17 years of experience (lender page, 2026-10-09)
- 9
Iris LegaspiNMLS 690505
First Citizens Bank · Bank · San Diego, CA · licensed in 35 states
- Down payment assistance
- Physician and medical professional
- HELOC
- Self-employed
- OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- 10
Monica CentenoNMLS 1100009
Guild Mortgage · Henderson, NV · licensed in 33 states
- Down payment assistance
- OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed since 2018 (per Florida records)
- 11
Darin DarlingNMLS 514140
JPMorgan Chase Bank (Chase Home Lending) · Bank · Edmond, OK
- Down payment assistance
- VA loan
- FHA loan
- Self-employed
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Office in Edmond, OK
- 12
Brittany KuchelmeisterNMLS 1035668
CrossCountry Mortgage · Dallas, TX · licensed in 4 states
- Down payment assistance
- VA loan
- FHA loan
- First-time buyer
- OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- States 10 years of experience (lender page, 2026-10-09)
- 13
Andre YarinaNMLS 1408534
CrossCountry Mortgage · Cleveland, OH · licensed in 35 states
- Down payment assistance
- OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- 14
Lindsay WitterNMLS 700709
American Pacific Mortgage · Roseville, CA · licensed in 36 states
- Down payment assistance
- Condo
- FHA loan
- Jumbo loan
- OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed since 2016 (per Colorado records)
- 15
John KingNMLS 453426
CrossCountry Mortgage · Roseville, CA · licensed in 15 states
- Down payment assistance
- FHA loan
- First-time buyer
- OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- 16
Lacey MooresNMLS 681629
CrossCountry Mortgage · Lees Summit, MO · licensed in 7 states
- Down payment assistance
- VA loan
- First-time buyer
- OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- 17
Tim SingletonNMLS 275059
CrossCountry Mortgage · Addison, TX · licensed in 3 states
- Down payment assistance
- Renovation loan (203k / HomeStyle)
- First-time buyer
- OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed since 2024 (per Florida records)
- 18
Matthew RichardsonNMLS 621510
CrossCountry Mortgage · Houston, TX · licensed in 2 states
- Down payment assistance
- First-time buyer
- OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- 19
Andrew SempleNMLS 771096
CrossCountry Mortgage · Cleveland, OH · licensed in 8 states
- Down payment assistance
- Renovation loan (203k / HomeStyle)
- VA loan
- OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- 20
Brady SwindlerNMLS 1779182
LeaderOne Financial · Overland Park, KS · licensed in 4 states
- Down payment assistance
- OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- 21
Christina ThluaiNMLS 1471916
CrossCountry Mortgage · Indianapolis, IN · licensed in 15 states
- Down payment assistance
- Condo
- Construction loan
- Jumbo loan
- OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- 22
Teyona StewartNMLS 2215853
First Citizens Bank · Bank · La Jolla, CA · licensed in 35 states
- Down payment assistance
- FHA loan
- Physician and medical professional
- VA loan
- OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- 23
William AdamsNMLS 1450122
Guild Mortgage · Fort Worth, TX · licensed in 4 states
- Down payment assistance
- Jumbo loan
- OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- 24
Francis X RuzickaNMLS 232598
Guild Mortgage · Chesterfield, MO · licensed in 8 states
- Down payment assistance
- Reverse mortgage
- OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
Before you choose
Programs are local, change often, and need the lender to be approved with the housing agency that runs them.
- Which down payment assistance programs are you approved for here?
- Is the assistance a grant, a forgivable loan, or a repayable second?
- Are there income, purchase price or first-time buyer limits?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a OK license is confirmed with the state regulator (check mark), OK is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=down-payment-assistance&state=OK. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.