Loan programs · Oklahoma
FHA loan officers in Oklahoma
As of 2026-10-09, LenDb lists 78 loan officers licensed in or based in Oklahoma whose lender pages show FHA loan work. The top-ranked are Erika Alves (CrossCountry Mortgage, Tampa), Lori Jule (Atlantic Coast Mortgage, Fairfax) and Morgan Cowle (Churchill Mortgage, Brentwood). Ranking is lender-neutral: specialty evidence first, then a license in OK, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Erika AlvesNMLS 659544
CrossCountry Mortgage · Tampa, FL · licensed in 4 states
- FHA loan
- Construction loan
- USDA loan
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in OK (listed on lender page, verified 2026-10-09)
- 14 years licensed
- No disciplinary actions on file at LenDb
- 2
Lori JuleNMLS 190409
Atlantic Coast Mortgage · Fairfax, VA · licensed in 27 states
- FHA loan
- Jumbo loan
- USDA loan
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in OK (listed on lender page, verified 2026-10-09)
- 15 years licensed
- No disciplinary actions on file at LenDb
- 3
Morgan CowleNMLS 40312
Churchill Mortgage · Brentwood, TN · licensed in 13 states
- FHA loan
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in OK (listed on lender page, verified 2026-10-09)
- 11 years licensed
- No disciplinary actions on file at LenDb
- 4
Lenae VandegriftNMLS 649456
American Pacific Mortgage · Thornton, CO · licensed in 10 states
- FHA loan
- Condo
- First-time buyer
- Jumbo loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in OK (listed on lender page, verified 2026-10-09)
- 12 years licensed
- No disciplinary actions on file at LenDb
- 5
Alona HayesNMLS 180226
Guild Mortgage · Lawton, OK · licensed in 6 states
- FHA loan
- VA loan
- Down payment assistance
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in OK (listed on lender page, verified 2026-10-09)
- Branch in Oklahoma
- 20 years experience (stated on lender page, 2026-10-09)
- 6
Randy KeyNMLS 190053
Churchill Mortgage · Dallas, TX · licensed in 12 states
- FHA loan
- Jumbo loan
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in OK (listed on lender page, verified 2026-10-09)
- 10 years licensed
- No disciplinary actions on file at LenDb
- 7
Lee DozierNMLS 40422
Churchill Mortgage · Brentwood, TN · licensed in 9 states
- FHA loan
- First-time buyer
- Real estate investor
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in OK (listed on lender page, verified 2026-10-09)
- 9 years licensed
- No disciplinary actions on file at LenDb
- 8
Agostino (Augie) IaconoNMLS 283725
Barrett Financial Group · Brookfield, WI · licensed in 11 states
- FHA loan
- Bank statement loan
- Down payment assistance
- Jumbo loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in OK (listed on lender page, verified 2026-10-09)
- 9 years licensed
- No disciplinary actions on file at LenDb
- 9
Jay GarvensNMLS 368259
Churchill Mortgage · Colorado Springs, CO · licensed in 11 states
- FHA loan
- First-time buyer
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in OK (listed on lender page, verified 2026-10-09)
- 8 years licensed
- No disciplinary actions on file at LenDb
- 10
Dan KrausNMLS 40222
Churchill Mortgage · Brentwood, TN · licensed in 16 states
- FHA loan
- First-time buyer
- Real estate investor
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in OK (listed on lender page, verified 2026-10-09)
- 7 years licensed
- No disciplinary actions on file at LenDb
- 11
Chuck ButterfieldNMLS 176620
Churchill Mortgage · licensed in 20 states
- FHA loan
- First-time buyer
- Real estate investor
- USDA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in OK (listed on lender page, verified 2026-10-09)
- 22 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 12
Diana FlynnNMLS 1934853
NFM Lending · Columbus, OH · licensed in 23 states
- FHA loan
- VA loan
- Down payment assistance
- Jumbo loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in OK (listed on lender page, verified 2026-10-09)
- 6 years licensed
- No disciplinary actions on file at LenDb
- 13
Kimberly AltierNMLS 217984
American Pacific Mortgage · Tulsa, OK · licensed in 7 states
- FHA loan
- Construction loan
- Jumbo loan
- Renovation loan (203k / HomeStyle)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in OK (listed on lender page, verified 2026-10-09)
- Branch in Oklahoma
- No disciplinary actions on file at LenDb
- 14
Oleg TkachNMLS 90937
NFM Lending · Lynnwood, WA · licensed in 24 states
- FHA loan
- Real estate investor
- USDA loan
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in OK (listed on lender page, verified 2026-10-09)
- 4 years licensed
- No disciplinary actions on file at LenDb
- 15
Ryne BernalNMLS 2052424
Churchill Mortgage · Allen, TX · licensed in 5 states
- FHA loan
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in OK (listed on lender page, verified 2026-10-09)
- 5 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 16
Darren GillNMLS 93547
GMFS Mortgage · Baton Rouge, LA · licensed in 6 states
- FHA loan
- Construction loan
- VA loan
- Down payment assistance
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in OK (listed on lender page, verified 2026-10-09)
- 9 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 17
Tracey RadinovicNMLS 997560
Fairway Independent Mortgage Corporation · Overland Park, KS · licensed in 13 states
- FHA loan
- Bank statement loan
- DSCR loan
- HELOC
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in OK (listed on lender page, verified 2026-10-09)
- 0 years licensed
- No disciplinary actions on file at LenDb
- 18
Frank SanchezNMLS 2290099
Barrett Financial Group · Katy, TX · licensed in 11 states
- FHA loan
- Jumbo loan
- VA loan
- Reverse mortgage
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in OK (listed on lender page, verified 2026-10-09)
- 4 years licensed
- No disciplinary actions on file at LenDb
- 19
Amadee FlomNMLS 621067
LoanPeople · licensed in 12 states
- FHA loan
- Condo
- Jumbo loan
- USDA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in OK (listed on lender page, verified 2026-10-09)
- 4 years licensed
- No disciplinary actions on file at LenDb
- 20
Tom HallockNMLS 621397
LoanPeople · licensed in 12 states
- FHA loan
- Condo
- Jumbo loan
- USDA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in OK (listed on lender page, verified 2026-10-09)
- 4 years licensed
- No disciplinary actions on file at LenDb
- 21
Yale FowlerNMLS 1030907
Xpert Home Lending · licensed in 9 states
- FHA loan
- Jumbo loan
- Real estate investor
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in OK (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 22
David KrauseNMLS 143768
Highlands Residential Mortgage · Rogers, AR · licensed in 3 states
- FHA loan
- First-time buyer
- Real estate investor
- Renovation loan (203k / HomeStyle)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in OK (listed on lender page, verified 2026-10-09)
- 20 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 23
Lacey HoodNMLS 86949
Allied Mortgage Group · Charlotte, NC · licensed in 25 states
- FHA loan
- USDA loan
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in OK (listed on lender page, verified 2026-10-09)
- 14 years licensed
- No disciplinary actions on file at LenDb
- 24
Iris LegaspiNMLS 690505
First Citizens Bank · San Diego, CA · licensed in 35 states
- FHA loan
- Down payment assistance
- First-time buyer
- Jumbo loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in OK (listed on lender page, verified 2026-10-09)
- 17 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 25
Robert NunezNMLS 307169
Guild Mortgage · Dallas, TX · licensed in 3 states
- FHA loan
- Real estate investor
- Condo
- Down payment assistance
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in OK (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
Before you choose
Lender overlays on credit score and debt-to-income differ, and property condition rules can complicate older homes.
- What minimum credit score do you accept for FHA, with or without overlays?
- How do you handle FHA appraisal repair requirements?
- What will mortgage insurance cost over the life of the loan?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in OK or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=fha&state=OK. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.