LenDb.ai

Property types · Virginia

Rural property loan officers in Virginia

As of 2026-10-09, LenDb lists 3 loan officers licensed in or based in Virginia whose lender pages show Rural property work. The top-ranked are Amore Azimi (Embrace Home Loans, Rockville), Russell Smith (ALCOVA Mortgage, Whiteville) and Debi Jamison (Total Mortgage Services, Harrisonburg). Ranking is lender-neutral: specialty evidence first, then a license in VA, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 3

  1. 1

    Amore AzimiNMLS 1045180

    Embrace Home Loans · Rockville, MD · licensed in 10 states

    • Rural property
    • Jumbo loan
    • Real estate investor
    • VA loan
    • Lists Rural property on lender page (lender page, verified 2026-10-09)
    • Licensed in VA (listed on lender page, verified 2026-10-09)
    • 9 years licensed
    • No disciplinary actions on file at LenDb
  2. 2

    Russell SmithNMLS 78989

    ALCOVA Mortgage · Whiteville, NC · licensed in 3 states

    • Rural property
    • Construction loan
    • DSCR loan
    • Real estate investor
    • Lists Rural property on lender page (lender page, verified 2026-10-09)
    • Licensed in VA (listed on lender page, verified 2026-10-09)
    • 32 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  3. 3

    Debi JamisonNMLS 2033555

    Total Mortgage Services · Harrisonburg, VA

    • Rural property
    • Lists Rural property on lender page (lender page, verified 2026-10-09)
    • Branch in Virginia; no license list on file yet, verify at NMLS Consumer Access
    • 30 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb

Before you choose

Appraisals lack comparable sales, and acreage limits, outbuildings and water or septic inspections can derail approval.

  • What is your maximum acreage, and how do you treat outbuildings?
  • Do you have appraisers who know rural properties in this county?
  • Does this location qualify for USDA financing?

More about Rural property

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in VA or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=rural&state=VA. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.