Property types · Alabama
Rural property loan officers in Alabama
As of 2026-10-09, LenDb lists 2 loan officers licensed in or based in Alabama whose lender pages show Rural property work. The top-ranked are Ross McGhie (Loan Factory) and Stephanie Mills (Loan Factory). Ranking is lender-neutral: specialty evidence first, then a license in AL, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 2
- 1
Ross McGhieNMLS 1923568
Loan Factory · licensed in 2 states
- Rural property
- First-time buyer
- Lists Rural property on lender page (lender page, verified 2026-10-09)
- Licensed in AL (listed on lender page, verified 2026-10-09)
- 6 years licensed
- No disciplinary actions on file at LenDb
- 2
Stephanie MillsNMLS 2818375
Loan Factory · licensed in 2 states
- Rural property
- Manufactured home
- VA loan
- FHA loan
- Lists Rural property on lender page (lender page, verified 2026-10-09)
- Licensed in AL (listed on lender page, verified 2026-10-09)
- 0 years licensed
- No disciplinary actions on file at LenDb
Before you choose
Appraisals lack comparable sales, and acreage limits, outbuildings and water or septic inspections can derail approval.
- What is your maximum acreage, and how do you treat outbuildings?
- Do you have appraisers who know rural properties in this county?
- Does this location qualify for USDA financing?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in AL or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=rural&state=AL. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.