County · VA · FHA loans
Top lenders for FHA loans in James City County, VA
These are lenders, not loan officers. Of the lenders LenDb lists, 44 funded FHA home loans in James City County, VA in 2025, 146 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (19), Atlantic Bay Mortgage Group (15) and Towne Mortgage Company (12). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near James City County are linked below.
Most FHA loans funded in James City County, 2025
Ordered by the number of loans each lender reported under HMDA, not a rating of the lender.
1.United Wholesale Mortgage · 19 FHA loans funded, including loans brokers originated
LenDb does not list loan officers at this lender near James City County yet.
2.Atlantic Bay Mortgage Group · 15 FHA loans
LenDb does not list loan officers at this lender near James City County yet.
3.Towne Mortgage Company · 12 FHA loans funded, including loans brokers originated
LenDb does not list loan officers at this lender near James City County yet.
4.Rocket Mortgage · 12 FHA loans funded, including loans brokers originated
LenDb does not list loan officers at this lender near James City County yet.
5.Prosperity Home Mortgage · 10 FHA loans
LenDb does not list loan officers at this lender near James City County yet.
6.Freedom Mortgage · 8 FHA loans
LenDb does not list loan officers at this lender near James City County yet.
7.Movement Mortgage · 6 FHA loans
LenDb lists 9 loan officers at this lender near James City County: Beth Stephans (Williamsburg), Cindy White (Williamsburg), Keith Freeland (Williamsburg) and more.
8.ALCOVA Mortgage · 6 FHA loans
LenDb lists 3 loan officers at this lender near James City County: Kevin Onizuk (Williamsburg), Brenda Moore (Gloucester), Steve Bland (Gloucester).
9.Equity Prime Mortgage LLC · 5 FHA loans
LenDb does not list loan officers at this lender near James City County yet.
10.Pennymac · 4 FHA loans funded, including loans brokers originated
LenDb does not list loan officers at this lender near James City County yet.
Other loan types in James City County
Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans. HMDA data for a year is published the following spring. Same data as JSON. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.