County · VA · VA loans
Top lenders for VA loans in James City County, VA
These are lenders, not loan officers. Of the lenders LenDb lists, 63 funded VA home loans in James City County, VA in 2025, 396 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (33), Prosperity Home Mortgage (31) and Freedom Mortgage (29). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near James City County are linked below.
Most VA loans funded in James City County, 2025
Ordered by the number of loans each lender reported under HMDA, not a rating of the lender.
1.United Wholesale Mortgage · 33 VA loans funded, including loans brokers originated
LenDb does not list loan officers at this lender near James City County yet.
2.Prosperity Home Mortgage · 31 VA loans
LenDb does not list loan officers at this lender near James City County yet.
3.Freedom Mortgage · 29 VA loans
LenDb does not list loan officers at this lender near James City County yet.
4.Rocket Mortgage · 29 VA loans funded, including loans brokers originated
LenDb does not list loan officers at this lender near James City County yet.
5.Veterans United Home Loans · 28 VA loans
LenDb does not list loan officers at this lender near James City County yet.
6.Movement Mortgage · 26 VA loans
LenDb lists 9 loan officers at this lender near James City County: Beth Stephans (Williamsburg), Cindy White (Williamsburg), Keith Freeland (Williamsburg) and more.
7.Atlantic Bay Mortgage Group · 24 VA loans
LenDb does not list loan officers at this lender near James City County yet.
8.Pennymac · 23 VA loans funded, including loans brokers originated
LenDb does not list loan officers at this lender near James City County yet.
9.Lennar Mortgage · 19 VA loans
LenDb does not list loan officers at this lender near James City County yet.
10.Navy Federal Credit Union · 17 VA loans
LenDb does not list loan officers at this lender near James City County yet.
Other loan types in James City County
Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans. HMDA data for a year is published the following spring. Same data as JSON. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.