Independent mortgage bank
Atlantic Bay Mortgage Group
Company NMLS ID 72043 (opens in a new tab) · atlanticbay.com (opens in a new tab)
Atlantic Bay Mortgage Group (company NMLS 72043) is an independent mortgage lender. LenDb lists 13 of its loan officers, each with an individual NMLS ID, licensed states and sources. Programs listed on its site include Bank statement loan, Down payment assistance, FHA loan, First-time buyer and HELOC.
Last verified . Sources: Atlantic Bay Mortgage Group's own loan officer directory and NMLS Consumer Access.
- 13 loan officers on LenDb
- 0 branch states
- Disciplinary history not yet checked
- FHA-approved lender (HUD FHA data, loans endorsed through Aug 2026) (opens in a new tab)
Loan programs offered
Lending activity (HMDA)
Funded 13,073 home loans in 2025 (HMDA), 8,061 conventional
- By loan type: 8,061 conventional, 2,995 FHA, 1,772 VA, 245 USDA.
- By purpose: 11,828 purchase, 1,240 refinance, 5 other (home improvement and other closed-end loans).
- 248 jumbo (above the conforming loan limit); 349 for investment properties.
- Down 3% from 2024 (13,415 loans).
- About $4.1 billion in loan amounts (HMDA reports amounts in $10,000 bands).
Most loans in North Carolina (6,049), Virginia (4,244), South Carolina (955).
Source: HMDA, FFIEC/CFPB, 2025 (opens in a new tab). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.
Loan officers
Branch not listed 13
- Allison Beldick · NMLS 902007
- Bruce Canada · NMLS 459936
- Charlotte Harrill · NMLS 1236005
- Jesse Ledbetter · NMLS 2662359
- Joel Ridings · NMLS 1476316
- Joshua Spragins · NMLS 2097125
- Justin Atteberry · NMLS 369668
- Kimberly Jones · NMLS 423395
- Lydia Genesevich · NMLS 2112929
- Remi Doyle · NMLS 338798
- Samantha Wilson · NMLS 2079330
- Tena Anton · NMLS 659009
- Zakiya Abbasova · NMLS 2098655
Source: manual (loan officer directory (opens in a new tab)), verified 2026-10-08. Also as JSON. Lender-neutral: nobody pays to be listed or ranked.