Independent mortgage bank

Pacific Home Loans, Inc.

Company NMLS ID 278194 (opens in a new tab) · pacifichomeloans.com (opens in a new tab)

Pacific Home Loans, Inc. (company NMLS 278194) is an independent mortgage lender. LenDb lists 11 of its loan officers, with branches in Hawaii, each with an individual NMLS ID, licensed states and sources.

Last verified . Sources: Pacific Home Loans, Inc.'s own loan officer directory and NMLS Consumer Access.

Lending activity (HMDA)

Funded 42 home loans in 2025 (HMDA), including loans brokers originated

Most loans in Hawaii (35), Nevada (6), Washington (1).

Source: HMDA, FFIEC/CFPB, 2025 (opens in a new tab). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Loan officers

Hawaii 11

Source: state regulator (loan officer directory (opens in a new tab)), verified 2026-10-13. Also as JSON. Lender-neutral: nobody pays to be listed or ranked.