Loan programs

Jumbo loan

A loan above the conforming loan limit for the county.

Why it is hard

Jumbo guidelines are set by each lender, with stricter reserves, credit and documentation than conforming loans.

What to ask a loan officer

What reserves and credit score do your jumbo programs require?
Do you offer interest-only or ARM jumbo options?
Can you do a jumbo with less than 20 percent down?

Also called

jumbo, jumbo loan, high balance, super conforming, luxury home, above conforming limit

Find a loan officer

Ranked loan officers by state and city are coming soon. Agents can query now: /api/v1/loan-officers?specialty=jumbo&state=FL or this specialty as JSON.