Andi Smith
Loan Officer at Empire Home Loans
NMLS ID 2243427 (opens in a new tab) · verify at NMLS Consumer Access
Andi Smith (NMLS 2243427) is Loan Officer at Empire Home Loans. Licensed in 2 states confirmed with state regulators: Florida and Colorado. Earliest state license record: January 12, 2022 (Colorado), per state regulator.
Last verified . Sources: Empire Home Loans (empirehomeloans.com), Florida state regulator, Colorado state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: January 12, 2022 (Colorado), per state regulator
- 2 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO138967, first effective 2025-06-18), CO (opens in a new tab) (100529778, first effective 2022-01-12), verified 2026-10-09.
Contact
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Employment history
Empire Home Loans NMLS 1839243
Current · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Andi entered mortgage lending in late 2022 and has earned Top 1% Loan Officer honors nationwide in 2024 and 2025, with recognition in South Carolina and Colorado. She specializes in conventional, FHA, VA, jumbo, reverse mortgages, and investment property loans.
Our summary of the lender page. Verified 2026-10-09.
- Credentials
- Top 1% Loan Officer nationwide in 2024 and 2025
- Source (opens in a new tab), verified 2026-10-09
- Credentials
- Top 1% Loan Officer in South Carolina and Colorado
- Source (opens in a new tab), verified 2026-10-09
- Role
- Built and operated several successful businesses before entering mortgage industry
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · apps.colorado.gov (opens in a new tab) | verified 2026-10-10 |
| Summary | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Andi Smith (NMLS 2243427), Empire Home Loans. LenDb.ai, https://lendb.ai/lo/andi-smith-2243427, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.