Cara Cunha
Sales Manager at Embrace Home Loans · Melville, NY
NMLS ID 1110518 (opens in a new tab) · verify at NMLS Consumer Access
Cara Cunha (NMLS 1110518) is Sales Manager at Embrace Home Loans, based in Melville, NY. Licensed in Florida, confirmed with the state regulator (license LO117057). Also lists Connecticut, New Jersey, New York and Vermont on the lender page (not yet checked with the state regulator). Licensed since 2023 (per Florida records).
Last verified . Sources: Embrace Home Loans (embracehomeloans.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2023 (per Florida records)
- 5 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Connecticut, New Jersey, New York, Vermont
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO117057, since 2023), verified 2026-10-09.
Lender-reported: CT, NJ, NY, VT are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Embrace Home Loans NMLS 2184
Current · Melville, NY · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Cara is a Producing Sales Manager and lifelong Long Islander with prior mortgage lending experience at PNC Bank. Recognized as a three-time President's Club member and 2025 Scotsman Guide Top Woman Originator.
Our summary of the lender page. Verified 2026-10-09.
- Role
- Producing Sales Manager at Embrace; prior mortgage lending at PNC Bank
- Source (opens in a new tab), verified 2026-10-09
- Credentials
- Three-time President's Club member (2023, 2024, 2025); Scotsman Guide Top Woman Originator 2025
- Source (opens in a new tab), verified 2026-10-09
- Community
- Supports New Ground, Long Island organization assisting homeless veterans and families
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Cara Cunha (NMLS 1110518), Embrace Home Loans. LenDb.ai, https://lendb.ai/lo/cara-cunha-1110518, last verified 2026-10-09.
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