Jitin Ghai
Loan Officer at Embrace Home Loans · Melville, NY
NMLS ID 2546787 (opens in a new tab) · verify at NMLS Consumer Access
Jitin Ghai (NMLS 2546787) is Loan Officer at Embrace Home Loans, based in Melville, NY. Licensed in Florida, confirmed with the state regulator (license LO131394). Also lists New York on the lender page (not yet checked with the state regulator). Licensed since 2024 (per Florida records).
Last verified . Sources: Embrace Home Loans (embracehomeloans.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2024 (per Florida records)
- 2 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO131394, since 2024), verified 2026-10-09.
Lender-reported: NY is listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Embrace Home Loans NMLS 2184
Current · Melville, NY · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Jay Ghai brings extensive real estate and finance experience to Embrace. He serves Nassau and Suffolk counties including Melville, Plainview, Dix Hills, Bethpage, Syosset, and Jericho, with expertise including Six Sigma Green Belt certification and credentials as CPA and Licensed Home Inspector.
Our summary of the lender page. Verified 2026-10-09.
- Role
- Senior Finance Executive/CFO for Pitney Bowes, Garden City Group, and Arcade Marketing
- Source (opens in a new tab), verified 2026-10-09
- Serves
- Nassau and Suffolk counties, Melville, Plainview, Dix Hills, Bethpage, Syosset, Jericho
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Jitin Ghai (NMLS 2546787), Embrace Home Loans. LenDb.ai, https://lendb.ai/lo/jitin-ghai-2546787, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.