Michael Giardina
Senior Loan Officer at Embrace Home Loans · Hauppauge, NY
NMLS ID 589507 (opens in a new tab) · verify at NMLS Consumer Access
Michael Giardina (NMLS 589507) is Senior Loan Officer at Embrace Home Loans, based in Hauppauge, NY. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists North Carolina, New Jersey and New York on the lender page (not yet checked with the state regulator). Licensed since 2022 (per Florida records). States 30 years of experience.
Last verified . Sources: Embrace Home Loans (embracehomeloans.com), Florida state regulator, Pennsylvania state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2022 (per Florida records)
- 30 years experience (stated)
- 5 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Pennsylvania, North Carolina, New Jersey, New York
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO107953, since 2022), PA (opens in a new tab) (99102), verified 2026-10-09.
Lender-reported: NC, NJ, NY are listed on the lender page, not yet checked with the state regulator.
Contact
A quick automatic check keeps bots from harvesting contact details.
We never see who you contact.
Employment history
Embrace Home Loans NMLS 2184
Current · Hauppauge, NY · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Michael Giardina is a seasoned professional with over 30 years of industry experience and President's Club honors for over 20 years. He recently joined Embrace from US Bank, focusing on loan origination with expertise serving borrowers with diverse financial circumstances.
Our summary of the lender page. Verified 2026-10-09.
- Credentials
- President's Club honors for over 20 years
- Source (opens in a new tab), verified 2026-10-09
- Role
- Loan Officer at US Bank with focus on loan origination
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · data.pa.gov (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Michael Giardina (NMLS 589507), Embrace Home Loans. LenDb.ai, https://lendb.ai/lo/michael-giardina-589507, last verified 2026-10-09.
Is this you?
Claim this profile to add specialties, a bio and languages, or ask us to fix or remove it.
Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.