Charles Davis
Loan Officer at Empire Home Loans
NMLS ID 1740379 (opens in a new tab) · verify at NMLS Consumer Access
Charles Davis (NMLS 1740379) is Loan Officer at Empire Home Loans. Licensed in Florida, confirmed with the state regulator (license LO102387). Also lists Colorado, Georgia, North Carolina and South Carolina on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Bank statement loan, DSCR loan, Reverse mortgage, Real estate investor and Self-employed. Licensed since 2022 (per Florida records).
Last verified . Sources: Empire Home Loans (empirehomeloans.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2022 (per Florida records)
- 5 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
- Bank statement loanlender page
- DSCR loanlender page
- Reverse mortgagelender page
- Real estate investorlender page
- Self-employedlender page
Where we saw these: empirehomeloans.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Colorado, Georgia, North Carolina, South Carolina
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO102387, since 2022), verified 2026-10-09.
Lender-reported: CO, GA, NC, SC are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Empire Home Loans NMLS 1839243
Current · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Charles is a mortgage loan originator and broker licensed in Colorado, Florida, Georgia, South Carolina, and North Carolina. He specializes in reverse mortgages, DSCR investor loans, and bank statement programs for self-employed borrowers and business owners.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Charles Davis (NMLS 1740379), Empire Home Loans. LenDb.ai, https://lendb.ai/lo/charles-davis-1740379, last verified 2026-10-09.
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