Ren Gates, photo from CrossCountry Mortgage

Ren Gates

Loan Officer at CrossCountry Mortgage · Bend, OR

NMLS ID 2275487 (opens in a new tab) · verify at NMLS Consumer Access

Ren Gates (NMLS 2275487) is Loan Officer at CrossCountry Mortgage, based in Bend, OR. Licensed in Florida, confirmed with the state regulator (license LO118316). Also lists California, Georgia, Idaho, New Jersey, Oregon, Tennessee and Washington on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Jumbo loan, Real estate investor and First-time buyer. Earliest state license record: March 22, 2023 (Florida), per state regulator.

Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Specialties

Where we saw these: crosscountrymortgage.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

Not listed

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

Florida, California, Georgia, Idaho, New Jersey, Oregon, Tennessee, Washington

✓ Confirmed with the state regulator: FL (opens in a new tab) (LO118316, first effective 2023-03-22), verified 2026-10-09.

Lender-reported: CA, GA, ID, NJ, OR, TN, WA are listed on the lender page, not yet checked with the state regulator.

Contact

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View profile at CrossCountry Mortgage (opens in a new tab)

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Employment history

  1. CrossCountry Mortgage NMLS 3029

    Current · Bend, OR · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Ren is the son of a 30+ year mortgage veteran and co-runs Team Gates. He and his partner emphasize timely communication, creative problem-solving, and stress-free home financing for first-time buyers, multi-home purchasers, and refinancers.

Our summary of the lender page. Verified 2026-10-09.

Experience
30+
Source (opens in a new tab), verified 2026-10-09
Role
business partner with father Tom (Team Gates)
Source (opens in a new tab), verified 2026-10-09

Sources

Name and employerlender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Licenses (regulator)state regulator · real.flofr.com (opens in a new tab)verified 2026-10-09
Licensed stateslender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Specialtieslender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Summarylender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Contactlender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Photolender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Ren Gates (NMLS 2275487), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/charles-gates-2275487, last verified 2026-10-09.

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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.