Borrower situations · Oregon
Loan officers for first-time buyers in Oregon
As of 2026-10-09, LenDb lists 303 loan officers licensed in or based in Oregon whose lender pages show First-time buyer work. The top-ranked are Charles Faust (Guild Mortgage, Portland), Dawn Marie Frasca (Guild Mortgage, McMinnville) and Katie Hamm (Guild Mortgage, Portland). Ranking is lender-neutral: specialty evidence first, then a license in OR, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Charles FaustNMLS 130387
Guild Mortgage · Portland, OR · licensed in 2 states
- First-time buyer
- FHA loan
- VA loan
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in OR (listed on lender page, verified 2026-10-09)
- Branch in Oregon
- 20 years experience (stated on lender page, 2026-10-09)
- 2
Dawn Marie FrascaNMLS 130506
Guild Mortgage · McMinnville, OR · licensed in 2 states
- First-time buyer
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in OR (listed on lender page, verified 2026-10-09)
- Branch in Oregon
- 25 years experience (stated on lender page, 2026-10-09)
- 3
Katie HammNMLS 185848
Guild Mortgage · Portland, OR · licensed in 5 states
- First-time buyer
- FHA loan
- Jumbo loan
- Real estate investor
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in OR (listed on lender page, verified 2026-10-09)
- Branch in Oregon
- 20 years experience (stated on lender page, 2026-10-09)
- 4
Katy CanalesNMLS 270783
Churchill Mortgage · Salem, OR · licensed in 3 states
- First-time buyer
- FHA loan
- Real estate investor
- USDA loan
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in OR (listed on lender page, verified 2026-10-09)
- Branch in Oregon
- 29 years experience (stated on lender page, 2026-10-09)
- 5
Sam WilliamsNMLS 408639
Churchill Mortgage · Salem, OR · licensed in 5 states
- First-time buyer
- VA loan
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in OR (listed on lender page, verified 2026-10-09)
- Branch in Oregon
- 21 years experience (stated on lender page, 2026-10-09)
- 6
Don GarrettNMLS 418862
Guild Mortgage · Portland, OR · licensed in 4 states
- First-time buyer
- Real estate investor
- Down payment assistance
- Jumbo loan
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in OR (listed on lender page, verified 2026-10-09)
- Branch in Oregon
- 30 years experience (stated on lender page, 2026-10-09)
- 7
Cherie SmithNMLS 570248
Guild Mortgage · Redmond, OR · licensed in 9 states
- First-time buyer
- FHA loan
- VA loan
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in OR (listed on lender page, verified 2026-10-09)
- Branch in Oregon
- 25 years experience (stated on lender page, 2026-10-09)
- 8
Jessica SteenkolkNMLS 1743610
CrossCountry Mortgage · Newport, OR
- First-time buyer
- Jumbo loan
- Renovation loan (203k / HomeStyle)
- Reverse mortgage
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in OR (listed on lender page, verified 2026-10-09)
- Branch in Oregon
- 23 years experience (stated on lender page, 2026-10-09)
- 9
Pat FoxNMLS 199779
Union Home Mortgage · Tigard, OR · licensed in 6 states
- First-time buyer
- Real estate investor
- Vacation home
- VA loan
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in OR (listed on lender page, verified 2026-10-09)
- Branch in Oregon
- 17 years experience (stated on lender page, 2026-10-09)
- 10
Mindy HayNMLS 292224
Union Home Mortgage · Tigard, OR · licensed in 3 states
- First-time buyer
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in OR (listed on lender page, verified 2026-10-09)
- Branch in Oregon
- 16 years experience (stated on lender page, 2026-10-09)
- 11
Phil LymanNMLS 218232
Guild Mortgage · Portland, OR · licensed in 5 states
- First-time buyer
- Real estate investor
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in OR (listed on lender page, verified 2026-10-09)
- Branch in Oregon
- 23 years experience (stated on lender page, 2026-10-09)
- 12
Elena ConnellyNMLS 270853
Guild Mortgage · Eugene, OR
- First-time buyer
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in OR (listed on lender page, verified 2026-10-09)
- Branch in Oregon
- 25 years experience (stated on lender page, 2026-10-09)
- 13
Stephen BakerNMLS 432353
Guild Mortgage · Portland, OR · licensed in 3 states
- First-time buyer
- Construction loan
- FHA loan
- Jumbo loan
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in OR (listed on lender page, verified 2026-10-09)
- Branch in Oregon
- 20 years experience (stated on lender page, 2026-10-09)
- 14
Nancy MestonNMLS 1068726
Guild Mortgage · Eugene, OR · licensed in 2 states
- First-time buyer
- Real estate investor
- Down payment assistance
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in OR (listed on lender page, verified 2026-10-09)
- Branch in Oregon
- 20 years experience (stated on lender page, 2026-10-09)
- 15
Roger WightmanNMLS 1089536
Churchill Mortgage · Portland, OR · licensed in 16 states
- First-time buyer
- Real estate investor
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in OR (listed on lender page, verified 2026-10-09)
- Branch in Oregon
- 13 years experience (stated on lender page, 2026-10-09)
- 16
Olivia Cox PaulsonNMLS 209281
Guild Mortgage · Portland, OR · licensed in 5 states
- First-time buyer
- Asset-based qualifying
- Down payment assistance
- Jumbo loan
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in OR (listed on lender page, verified 2026-10-09)
- Branch in Oregon
- 20 years experience (stated on lender page, 2026-10-09)
- 17
Lynn PosseltNMLS 41393
Intercap Lending · Vancouver, WA · licensed in 2 states
- First-time buyer
- VA loan
- FHA loan
- Jumbo loan
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in OR (listed on lender page, verified 2026-10-09)
- 40 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 18
Merrick MyersNMLS 46122
Churchill Mortgage · Coeur d'Alene, ID · licensed in 4 states
- First-time buyer
- FHA loan
- VA loan
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in OR (listed on lender page, verified 2026-10-09)
- 22 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 19
Kim WilsonNMLS 92897
Guild Mortgage · Vancouver, WA · licensed in 2 states
- First-time buyer
- Real estate investor
- Down payment assistance
- Reverse mortgage
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in OR (listed on lender page, verified 2026-10-09)
- 20 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 20
Shelley CovingtonNMLS 102076
Intercap Lending · Kirkland, WA · licensed in 3 states
- First-time buyer
- Bank statement loan
- Down payment assistance
- FHA loan
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in OR (listed on lender page, verified 2026-10-09)
- 25 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 21
Matthew MerrillNMLS 115282
Guild Mortgage · Vancouver, WA · licensed in 5 states
- First-time buyer
- FHA loan
- USDA loan
- VA loan
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in OR (listed on lender page, verified 2026-10-09)
- 20 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 22
Chris BergNMLS 198082
Cardinal Financial Company · Vancouver, WA · licensed in 2 states
- First-time buyer
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in OR (listed on lender page, verified 2026-10-09)
- 20 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 23
Rachelle CoffeyNMLS 203664
Homeowners Financial Group · Scottsdale, AZ · licensed in 10 states
- First-time buyer
- Down payment assistance
- FHA loan
- VA loan
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in OR (listed on lender page, verified 2026-10-09)
- 27 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 24
Rochelle GanoNMLS 372024
Guild Mortgage · Vancouver, WA · licensed in 2 states
- First-time buyer
- Real estate investor
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in OR (listed on lender page, verified 2026-10-09)
- 20 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 25
Cody BegdorianNMLS 755908
Barrett Financial Group · Camas, WA · licensed in 5 states
- First-time buyer
- Condo
- Jumbo loan
- Real estate investor
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in OR (listed on lender page, verified 2026-10-09)
- 20 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
Before you choose
The best options combine programs (FHA, conventional low down, local assistance) and need patient guidance through the process.
- Which low down payment programs fit my situation?
- Am I eligible for any first-time buyer assistance here?
- What will my total cash to close be?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in OR or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=first-time-buyer&state=OR. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.