Clay Carroll, photo from CrossCountry Mortgage

Clay Carroll

Originating Branch Manager at CrossCountry Mortgage · Midlothian, VA

NMLS ID 513125 (opens in a new tab) · verify at NMLS Consumer Access

Clay Carroll (NMLS 513125) is Originating Branch Manager at CrossCountry Mortgage, based in Midlothian, VA. Lists North Carolina, South Carolina and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Jumbo loan and VA loan. States 22 years of experience.

Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com) and NMLS Consumer Access (license status, check live).

Specialties

Where we saw these: crosscountrymortgage.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

Not listed

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

North Carolina, South Carolina, Virginia

Lender-reported: NC, SC, VA are listed on the lender page, not yet checked with the state regulator.

Contact

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Employment history

  1. CrossCountry Mortgage NMLS 3029

    Current · Midlothian, VA · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Clay has over 22 years of mortgage experience and focuses on helping clients create wealth through real estate with structure and strategy to maximize return on investment.

Our summary of the lender page. Verified 2026-10-09.

Also
Focus on helping clients create wealth through real estate with emphasis on structure and strategy to maximize return on investment
Source (opens in a new tab), verified 2026-10-09
Community
Board member for Richmond Mortgage Bankers Association and various committees for Home Building Association of Richmond
Source (opens in a new tab), verified 2026-10-09
Serves
Midlothian, Glen Allen, Ridge, and Genito, VA
Source (opens in a new tab), verified 2026-10-09

Sources

Name and employerlender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Licensed stateslender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Specialtieslender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Summarylender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Contactlender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Photolender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Clay Carroll (NMLS 513125), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/clay-carroll-513125, last verified 2026-10-09.

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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.