Daphne Feliciano
Branch Manager | Loan Officer at Cliffco, Inc. · Newark, NJ
NMLS ID 1227421 (opens in a new tab) · verify at NMLS Consumer Access
Daphne Feliciano (NMLS 1227421) is a mortgage loan officer at Cliffco, Inc. in Newark, New Jersey, licensed in Florida since 2023 and in Maryland and Pennsylvania. Daphne's own profile lists self-employed and first-time buyer as a focus, and Daphne speaks English and Spanish and works at an FHA-approved lender, per HUD.
Last verified . Sources: Cliffco, Inc. (cliffcomortgage.com), Florida state regulator, Maryland state regulator, Pennsylvania state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: January 11, 2023 (Florida), per state regulator
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 4 states
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Daphne licensed in New Jersey?
- Cliffco, Inc.'s page for Daphne lists New Jersey. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access. LenDb has 3 other states on file for Daphne.
- Source: lender page (opens in a new tab)
- Does Daphne list self-employed as a focus?
- Daphne's profile lists self-employed as a focus (from their lender profile page). It also lists first-time buyer.
- Source: lender page (opens in a new tab)
- What lender does Daphne work for, and is it FHA-approved?
- Cliffco, Inc., company NMLS 65328, from the Newark, NJ office, per the lender's own site (verified 2026-10-15). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).
- Source: lender site; HUD (opens in a new tab)
- What languages does Daphne speak?
- English and Spanish, per their lender page (verified 2026-10-15).
- Source: lender page (opens in a new tab)
- How long has Daphne been licensed?
- The earliest state license record LenDb holds for Daphne is from January 11, 2023 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
- Source: Florida state regulator (opens in a new tab)
Specialties
Focus
- Focus: Self-employed(from their lender profile page)
- Focus: First-time buyer(from their lender profile page)
Where we saw these: cliffcomortgage.com (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Languages
- English
- Spanish
Source: lender site (opens in a new tab), verified 2026-10-15
Licensed states
Florida, Maryland, New Jersey, Pennsylvania
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO116495, first effective 2023-01-11), MD (opens in a new tab), PA (opens in a new tab) (107458), verified 2026-10-15.
Lender-reported: NJ is listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Cliffco, Inc. NMLS 65328
Current · Newark, NJ · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Sources
| Name and employer | lender site · cliffcomortgage.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · data.pa.gov (opens in a new tab) | verified 2026-10-16 |
| Licensed states | lender site · cliffcomortgage.com (opens in a new tab) | verified 2026-10-15 |
| Specialties | lender site · cliffcomortgage.com (opens in a new tab) | verified 2026-10-21 |
| Languages | lender site · cliffcomortgage.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · cliffcomortgage.com (opens in a new tab) | verified 2026-10-15 |
| Photo | lender site · cliffcomortgage.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Daphne Feliciano (NMLS 1227421), Cliffco, Inc.. LenDb.ai, https://lendb.ai/lo/daphne-feliciano-1227421, last verified 2026-10-26.
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