Gary Johansen
Regional Sales Director at Cliffco, Inc. · Branchburg, NJ
NMLS ID 339278 (opens in a new tab) · verify at NMLS Consumer Access
Gary Johansen (NMLS 339278) is a Regional Sales Director at Cliffco, Inc. in Branchburg, New Jersey, licensed in Florida since 2025 and in Pennsylvania. Gary's own profile lists non-QM loan, construction loan and foreign national as a focus, and Gary works at an FHA-approved lender, per HUD.
Last verified . Sources: Cliffco, Inc. (cliffcomortgage.com), Florida state regulator, Pennsylvania state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: July 29, 2025 (Florida), per state regulator
- 30 years experience (stated)
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 5 states
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Gary licensed in New Jersey?
- Cliffco, Inc.'s page for Gary lists New Jersey. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access. LenDb has 4 other states on file for Gary.
- Source: lender page (opens in a new tab)
- Does Gary do non-QM loans?
- Gary's profile lists non-QM loan as a focus (from their lender profile page). It also lists construction loan, foreign national and ITIN borrower.
- Source: lender page (opens in a new tab)
- What lender does Gary work for, and is it FHA-approved?
- Cliffco, Inc., company NMLS 65328, from the Branchburg, NJ office, per the lender's own site (verified 2026-10-15). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).
- Source: lender site; HUD (opens in a new tab)
- How long has Gary been licensed?
- The earliest state license record LenDb holds for Gary is from July 29, 2025 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Gary states 30 years of experience.
- Source: Florida state regulator (opens in a new tab)
Specialties
Focus
- Focus: Non-QM loan(from their lender profile page)
- Focus: Construction loan(from their lender profile page)
- Focus: Foreign national(from their lender profile page)
- Focus: ITIN borrower(from their lender profile page)
- Focus: Mixed-use property(from their lender profile page)
- Focus: Real estate investor(from their lender profile page)
- Focus: Reverse mortgage(from their lender profile page)
- Focus: Self-employed(from their lender profile page)
Where we saw these: cliffcomortgage.com (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Florida, Kentucky, North Carolina, New Jersey, Pennsylvania
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO140027, first effective 2025-07-29), PA (opens in a new tab) (118211), verified 2026-10-15.
Lender-reported: KY, NC, NJ are listed on the lender page, not yet checked with the state regulator.
Contact
A quick automatic check keeps bots from harvesting contact details.
We never see who you contact.
Employment history
Cliffco, Inc. NMLS 65328
Current · Branchburg, NJ · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
- Also
- led teams to close more than $15 billion in mortgage transactions
- Source (opens in a new tab), verified 2026-10-15
Sources
| Name and employer | lender site · cliffcomortgage.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · data.pa.gov (opens in a new tab) | verified 2026-10-16 |
| Licensed states | lender site · cliffcomortgage.com (opens in a new tab) | verified 2026-10-15 |
| Specialties | lender site · cliffcomortgage.com (opens in a new tab) | verified 2026-10-21 |
| Contact | lender site · cliffcomortgage.com (opens in a new tab) | verified 2026-10-15 |
| Photo | lender site · cliffcomortgage.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Gary Johansen (NMLS 339278), Cliffco, Inc.. LenDb.ai, https://lendb.ai/lo/gary-johansen-339278, last verified 2026-10-15.
Is this you?
Claim this profile to add specialties, a bio and languages, or ask us to fix or remove it.
Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.