Borrower situations · New Jersey
Loan officers for self-employed borrowers in New Jersey
As of 2026-10-09, LenDb lists 42 loan officers licensed in or based in New Jersey whose lender pages show Self-employed work. The top-ranked are Rich Daesener (CrossCountry Mortgage, Allentown), Larry Vindman (CrossCountry Mortgage, Union) and Robbie Pittelman (CrossCountry Mortgage, New Windsor). Ranking is lender-neutral: specialty evidence first, then a license in NJ, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Rich DaesenerNMLS 524597
CrossCountry Mortgage · Allentown, NJ · licensed in 2 states
- Self-employed
- Jumbo loan
- VA loan
- FHA loan
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in NJ (listed on lender page, verified 2026-10-09)
- Branch in New Jersey
- 19 years experience (stated on lender page, 2026-10-09)
- 2
Larry VindmanNMLS 103147
CrossCountry Mortgage · Union, NJ · licensed in 7 states
- Self-employed
- Real estate investor
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in NJ (listed on lender page, verified 2026-10-09)
- Branch in New Jersey
- 6 years licensed
- 3
Robbie PittelmanNMLS 185966
CrossCountry Mortgage · New Windsor, NY · licensed in 3 states
- Self-employed
- Non-QM loan
- FHA loan
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in NJ (listed on lender page, verified 2026-10-09)
- 27 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 4
Eric GasperNMLS 175852
CrossCountry Mortgage · Mineola, NY · licensed in 18 states
- Self-employed
- Non-QM loan
- Real estate investor
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in NJ (listed on lender page, verified 2026-10-09)
- 15 years licensed
- No disciplinary actions on file at LenDb
- 5
Cameron CastronovaNMLS 1605079
CrossCountry Mortgage · Melville, NY · licensed in 6 states
- Self-employed
- Non-QM loan
- Real estate investor
- First-time buyer
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in NJ (listed on lender page, verified 2026-10-09)
- 7 years licensed
- No disciplinary actions on file at LenDb
- 6
Richard CiloNMLS 2572183
CrossCountry Mortgage · Denville, NJ
- Self-employed
- Real estate investor
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in NJ (listed on lender page, verified 2026-10-09)
- Branch in New Jersey
- No disciplinary actions on file at LenDb
- 7
Joe MagallanesNMLS 491678
CrossCountry Mortgage · Newport Beach, CA · licensed in 26 states
- Self-employed
- Jumbo loan
- Non-QM loan
- Real estate investor
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in NJ (listed on lender page, verified 2026-10-09)
- 5 years licensed
- No disciplinary actions on file at LenDb
- 8
Vince StasollaNMLS 148704
CrossCountry Mortgage · Pittsburgh, PA · licensed in 23 states
- Self-employed
- Jumbo loan
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in NJ (listed on lender page, verified 2026-10-09)
- 4 years licensed
- No disciplinary actions on file at LenDb
- 9
Joseph CampagnaNMLS 602884
CrossCountry Mortgage · Staten Island, NY · licensed in 7 states
- Self-employed
- Down payment assistance
- First-time buyer
- Non-QM loan
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in NJ (listed on lender page, verified 2026-10-09)
- 8 years licensed
- No disciplinary actions on file at LenDb
- 10
Tracey RadinovicNMLS 997560
Fairway Independent Mortgage Corporation · Overland Park, KS · licensed in 13 states
- Self-employed
- Bank statement loan
- DSCR loan
- FHA loan
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in NJ (listed on lender page, verified 2026-10-09)
- 0 years licensed
- No disciplinary actions on file at LenDb
- 11
Vince GutierrezNMLS 2088096
NFM Lending · Medford Lakes, NJ · licensed in 4 states
- Self-employed
- First-time buyer
- Real estate investor
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in NJ (listed on lender page, verified 2026-10-09)
- Branch in New Jersey
- 5 years licensed
- 12
Bobby LuuNMLS 185192
American Pacific Mortgage · Reston, VA · licensed in 8 states
- Self-employed
- FHA loan
- First-time buyer
- Jumbo loan
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in NJ (listed on lender page, verified 2026-10-09)
- 3 years licensed
- No disciplinary actions on file at LenDb
- 13
Matt StancatoNMLS 131894
Guild Mortgage · Exton, PA · licensed in 5 states
- Self-employed
- First-time buyer
- Reverse mortgage
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in NJ (listed on lender page, verified 2026-10-09)
- 2 years licensed
- No disciplinary actions on file at LenDb
- 14
Matthew S. Devadan, MBANMLS 21639
Atlantic Coast Mortgage · Westerville, OH · licensed in 8 states
- Self-employed
- Real estate investor
- 1099 income
- Asset-based qualifying
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in NJ (listed on lender page, verified 2026-10-09)
- 2 years licensed
- No disciplinary actions on file at LenDb
- 15
Keith AllenNMLS 198190
Loan Factory · Mortgage broker · licensed in 3 states
- Self-employed
- Construction loan
- DSCR loan
- Non-QM loan
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in NJ (listed on lender page, verified 2026-10-09)
- 1 years licensed
- No disciplinary actions on file at LenDb
- 16
Iris LegaspiNMLS 690505
First Citizens Bank · San Diego, CA · licensed in 35 states
- Self-employed
- Down payment assistance
- First-time buyer
- Jumbo loan
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in NJ (listed on lender page, verified 2026-10-09)
- 17 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 17
John Peter BramleyNMLS 192835
Barrett Financial Group · Mortgage broker · Chandler, AZ · licensed in 3 states
- Self-employed
- Bank statement loan
- Down payment assistance
- FHA loan
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in NJ (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 18
Robert CaravellaNMLS 483409
JPMorgan Chase Bank (Chase Home Lending) · Jersey City, NJ
- Self-employed
- Co-op
- Condo
- Vacation home
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Branch in New Jersey; no license list on file yet, verify at NMLS Consumer Access
- No disciplinary actions on file at LenDb
- 19
Amy Razzaq-SyedNMLS 2680665
Barrett Financial Group · Mortgage broker · East Rutherford, NJ
- Self-employed
- FHA loan
- Non-QM loan
- Renovation loan (203k / HomeStyle)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in NJ (listed on lender page, verified 2026-10-09)
- Branch in New Jersey
- No disciplinary actions on file at LenDb
- 20
Javier Kato, CMANMLS 2230547
CrossCountry Mortgage · Brooklyn, NY · licensed in 2 states
- Self-employed
- DSCR loan
- FHA loan
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in NJ (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 21
Kevin GoinesNMLS 2233236
CrossCountry Mortgage · Tinton Falls, NJ
- Self-employed
- Real estate investor
- Reverse mortgage
- VA loan
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Branch in New Jersey; no license list on file yet, verify at NMLS Consumer Access
- No disciplinary actions on file at LenDb
- 22
Cody TealNMLS 65382
First Citizens Bank · Wilmington, NC · licensed in 33 states
- Self-employed
- Construction loan
- First-time buyer
- Jumbo loan
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in NJ (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 23
Manen PanNMLS 1006352
First Citizens Bank · Pasadena, CA · licensed in 32 states
- Self-employed
- Real estate investor
- Construction loan
- Down payment assistance
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in NJ (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 24
Teyona StewartNMLS 2215853
First Citizens Bank · La Jolla, CA · licensed in 35 states
- Self-employed
- First-time buyer
- Down payment assistance
- FHA loan
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in NJ (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 25
Josh DanNMLS 2436989
Loan Factory · Mortgage broker · licensed in 4 states
- Self-employed
- DSCR loan
- HELOC
- Real estate investor
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in NJ (listed on lender page, verified 2026-10-09)
- 3 years licensed
- No disciplinary actions on file at LenDb
Before you choose
Tax write-offs reduce qualifying income, so the loan officer must know both agency self-employed rules and alternative documentation options.
- How will you calculate my income from my tax returns?
- Would a bank statement or P&L loan qualify me for more?
- Do I need two years of self-employment history?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in NJ or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=self-employed&state=NJ. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.