David Ragosta
Producing Area Manager at CrossCountry Mortgage · Charlotte, NC
NMLS ID 819762 (opens in a new tab) · verify at NMLS Consumer Access
David Ragosta (NMLS 819762) is Producing Area Manager at CrossCountry Mortgage, based in Charlotte, NC. Licensed in Florida, confirmed with the state regulator (license LO87380). Also lists Georgia, North Carolina and South Carolina on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Non-QM loan, Real estate investor, VA loan and First-time buyer. Speaks Italian. Earliest state license record: May 10, 2021 (Florida), per state regulator.
Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: May 10, 2021 (Florida), per state regulator
- 4 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: crosscountrymortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
- Italian
Source: lender site (opens in a new tab), verified 2026-10-09
Licensed states
Florida, Georgia, North Carolina, South Carolina
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO87380, first effective 2021-05-10), verified 2026-10-09.
Lender-reported: GA, NC, SC are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
CrossCountry Mortgage NMLS 3029
Current · Charlotte, NC · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Originally from Naples, Italy, David supports his local Charlotte, NC community. He specializes in working with first-time homebuyers and investment property investors, offering conventional, jumbo, FHA, VA and Non-QM loan programs.
Our summary of the lender page. Verified 2026-10-09.
- Community
- Supports Habitat for Humanity, Special Olympics, and Second Harvest Food Bank
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Languages | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: David Ragosta (NMLS 819762), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/davide-ragosta-819762, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.