DeAnna Rivera
Branch Manager, VP at Lower · Fort Myers, FL
NMLS ID 327112 (opens in a new tab) · verify at NMLS Consumer Access
DeAnna Rivera (NMLS 327112) is Branch Manager, VP at Lower, based in Fort Myers, FL. Licensed in Florida, confirmed with the state regulator (license LO4477). Also lists Georgia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer, Real estate investor and Self-employed. Lower also offers FHA loan, HELOC, Jumbo loan, Non-QM loan and Renovation loan (203k / HomeStyle) and 3 more (a lender program, not confirmed as their own focus). Earliest state license record: March 23, 2011 (Florida), per state regulator. States 20 years of experience.
Last verified . Sources: Lower (lower.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: March 23, 2011 (Florida), per state regulator
- 20 years experience (stated)
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 2 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
- Focus: First-time buyer(from their lender profile page)
- Focus: Real estate investor(from their lender profile page)
- Focus: Self-employed(from their lender profile page)
Where we saw these: lower.com (opens in a new tab)
Their lender offers
FHA loan, HELOC, Jumbo loan, Non-QM loan, Renovation loan (203k / HomeStyle), USDA loan, VA loan and Vacation home. Programs Lower offers (verified 2026-10-10). Lender-level: not confirmed as DeAnna's own focus, so ask.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO4477, first effective 2011-03-23), verified 2026-10-15.
Lender-reported: GA is listed on the lender page, not yet checked with the state regulator.
Contact
A quick automatic check keeps bots from harvesting contact details.
- Profile (opens in a new tab)
We never see who you contact.
Employment history
Lower NMLS 1124061
Current · Fort Myers, FL · seen on lender site 2026-10-10
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
DeAnna Rivera has over 20 years in mortgage lending, including loan officer and branch manager roles, and works with buyers and real estate partners across Florida.
Our summary of the lender page. Verified 2026-10-10.
- Role
- Has served as both loan officer and branch manager
- Source (opens in a new tab), verified 2026-10-10
Sources
| Name and employer | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-15 |
| Licensed states | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Specialties | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Lender programs | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Summary | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Contact | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Photo | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: DeAnna Rivera (NMLS 327112), Lower. LenDb.ai, https://lendb.ai/lo/deanna-rivera-327112, last verified 2026-10-15.
Is this you?
Claim this profile to add specialties, a bio and languages, or ask us to fix or remove it.
Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.