Debbie Ratliff

Mortgage Banker at Sente Mortgage, Inc. · Houston, TX

NMLS ID 565728 (opens in a new tab) · verify at NMLS Consumer Access

Debbie Ratliff (NMLS 565728) is Mortgage Banker at Sente Mortgage, Inc., based in Houston, TX. Licensed in Texas, confirmed with the state regulator. Earliest state license record: May 30, 2012 (Texas), per state regulator.

Last verified . Sources: Sente Mortgage, Inc. (sentemortgage.com), Texas state regulator and NMLS Consumer Access (license status, check live).

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Texas

    ✓ Confirmed with the state regulator: TX (opens in a new tab), verified 2026-10-13.

    Contact

    A quick automatic check keeps bots from harvesting contact details.

    View profile at Sente Mortgage, Inc. (opens in a new tab)

    We never see who you contact.

    Employment history

    1. Sente Mortgage, Inc. NMLS 132111

      Current · Houston, TX · seen on lender site 2026-10-15

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Experience
    since 2001
    Source (opens in a new tab), verified 2026-10-15
    Role
    Product Development Manager; Associate Vice President Secondary Marketing (past roles)
    Source (opens in a new tab), verified 2026-10-15
    Serves
    Houston, 25+ years
    Source (opens in a new tab), verified 2026-10-15
    Also
    believes all parties in the mortgage process should work together as a team
    Source (opens in a new tab), verified 2026-10-15

    Sources

    Name and employerstate regulator · sentemortgage.com (opens in a new tab)verified 2026-10-15
    Licenses (regulator)state regulator · sml.texas.gov (opens in a new tab)verified 2026-10-13
    Contactlender site · sentemortgage.com (opens in a new tab)verified 2026-10-15
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Debbie Ratliff (NMLS 565728), Sente Mortgage, Inc.. LenDb.ai, https://lendb.ai/lo/deborah-ratliff-565728, last verified 2026-10-15.

    Is this you?

    Claim this profile to add specialties, a bio and languages, or ask us to fix or remove it.

    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.