Independent mortgage bank
Sente Mortgage, Inc.
Company NMLS ID 132111 (opens in a new tab) · sentemortgage.com (opens in a new tab)
Sente Mortgage, Inc. (company NMLS 132111) is an independent mortgage lender. LenDb lists 39 of its loan officers, with branches in 4 states, each with an individual NMLS ID, licensed states and sources.
Last verified . Sources: Sente Mortgage, Inc.'s own loan officer directory and NMLS Consumer Access.
- 39 loan officers on LenDb
- 4 branch states
- Disciplinary history not yet checked
- FHA-approved lender (HUD FHA data, loans endorsed through Aug 2026) (opens in a new tab)
Lending activity (HMDA)
Funded 896 home loans in 2025 (HMDA), 441 conventional
- By loan type: 441 conventional, 293 FHA, 150 VA, 12 USDA.
- By purpose: 695 purchase, 201 refinance.
- 21 jumbo (above the conforming loan limit); 23 for investment properties.
- Down 8% from 2024 (971 loans).
- About $293.0 million in loan amounts (HMDA reports amounts in $10,000 bands).
Most loans in Texas (298), South Carolina (207), Arkansas (177).
Source: HMDA, FFIEC/CFPB, 2025 (opens in a new tab). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.
Loan officers
Arkansas 3
- Samantha Brown · Cabot · Mortgage Banker
- Shelly Powell · Cabot · Mortgage Banker
- Stefanie Lyles · Cabot · Branch Manager | Mortgage Banker
Georgia 5
- Brian Messer · Peachtree City · Branch Manager | Mortgage Banker
- Clay Christy · Dahlonega · Branch Manager | Mortgage Banker
- Josh Sims · Peachtree City · Mortgage Banker
- Justin Messer · Peachtree City · Mortgage Banker
- Mark Strickert · Peachtree City · Mortgage Banker
South Carolina 7
- Austin Wright · Charleston · Mortgage Banker
- Cole Hall · Charleston · Mortgage Banker
- Eric Housley · Charleston · Mortgage Banker
- Jarrett Hodson · Charleston · Branch Manager | Mortgage Banker
- Jason Rosenthal · Charleston · Mortgage Banker
- Mick Jewell · Charleston · Mortgage Banker
- Travis Howard · Charleston · Branch Operations Manager | Mortgage Banker
Texas 17
- AJ Sanchez · Houston · Mortgage Banker
- Ana Martinez · Houston · Mortgage Banker
- Chris Garcia · Houston · Mortgage Banker
- Debbie Ratliff · Houston · Mortgage Banker
- Debbie Riopelle · Houston · Mortgage Banker
- Frank Rivas Jr. · Houston · Mortgage Banker
- James Racanelli · New Braunfels · Branch Manager | Mortgage Banker
- Jenny Lack · Killeen · Mortgage Banker
- Jenny Nip · Houston · Mortgage Banker
- Jerry Lopez · Houston · Mortgage Banker
- Jessica "JK" Elizondo · New Braunfels · Mortgage Banker
- John Hathcote · Houston · Branch Manager | Mortgage Banker
- Kristin Carroll · Austin · Mortgage Banker
- Lucas Arcizo · Houston · Mortgage Banker
- Milton Birdwell · Houston · Branch Manager | Mortgage Banker
- Sarah Racanelli Carter · Austin · Mortgage Banker
- Scott Williams · Austin · Mortgage Banker
Branch not listed 7
- Eric Zanotelli · Branch Manager | Mortgage Banker
- Jennifer Lourence · NMLS 517149
- Jennifer Rodriguez · Sales Manager | Mortgage Banker
- Karen Elliott · Regional Manager | Mortgage Banker
- Laura Comstock · NMLS 1120358
- Robert Humes · NMLS 2775133
- Sandra Koons · NMLS 375532
Source: state regulator (loan officer directory (opens in a new tab)), verified 2026-10-13. Also as JSON. Lender-neutral: nobody pays to be listed or ranked.