Sarah Racanelli Carter

Mortgage Banker at Sente Mortgage, Inc. · Austin, TX

NMLS ID 2485958 (opens in a new tab) · verify at NMLS Consumer Access

Sarah Racanelli Carter (NMLS 2485958) is Mortgage Banker at Sente Mortgage, Inc., based in Austin, TX. Licensed in Texas, confirmed with the state regulator. Focus areas shown on the lender page: Self-employed, Down payment assistance, First-time buyer and Real estate investor. Earliest state license record: December 20, 2023 (Texas), per state regulator.

Last verified . Sources: Sente Mortgage, Inc. (sentemortgage.com), Texas state regulator and NMLS Consumer Access (license status, check live).

Specialties

Focus

Where we saw these: sentemortgage.com (opens in a new tab)

Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

Licensed states

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Texas

✓ Confirmed with the state regulator: TX (opens in a new tab), verified 2026-10-13.

Contact

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View profile at Sente Mortgage, Inc. (opens in a new tab)

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Employment history

  1. Sente Mortgage, Inc. NMLS 132111

    Current · Austin, TX · seen on lender site 2026-10-15

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Role
Former CPA consultant for individuals and small businesses (BDO, Maxwell Locke & Ritter, Catalyst Family Office)
Source (opens in a new tab), verified 2026-10-15
Credentials
Texas-licensed CPA
Source (opens in a new tab), verified 2026-10-15
Education
Master's in Accounting
Source (opens in a new tab), verified 2026-10-15
Community
Treasurer on the Board of Directors for Blue Lapis Light (nonprofit aerial dance company) since 2016
Source (opens in a new tab), verified 2026-10-15
Community
Monthly volunteer at Caritas of Austin
Source (opens in a new tab), verified 2026-10-15
Serves
Travis, Williamson, Hays counties and surrounding counties
Source (opens in a new tab), verified 2026-10-15

Sources

Name and employerstate regulator · sentemortgage.com (opens in a new tab)verified 2026-10-15
Licenses (regulator)state regulator · sml.texas.gov (opens in a new tab)verified 2026-10-13
Specialtieslender site · sentemortgage.com (opens in a new tab)verified 2026-10-15
Contactlender site · sentemortgage.com (opens in a new tab)verified 2026-10-15
License statusNMLS Consumer Access (opens in a new tab)check live

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Cite as: Sarah Racanelli Carter (NMLS 2485958), Sente Mortgage, Inc.. LenDb.ai, https://lendb.ai/lo/sarah-carter-2485958, last verified 2026-10-15.

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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.