Derek Barlow, photo from First Heritage Mortgage

Derek Barlow

Loan Officer at First Heritage Mortgage · Denver, CO

NMLS ID 1544410 (opens in a new tab) · verify at NMLS Consumer Access

Derek Barlow (NMLS 1544410) is Loan Officer at First Heritage Mortgage, based in Denver, CO. Licensed in 2 states confirmed with state regulators: Florida and Colorado. Also lists District of Columbia, Maryland and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Jumbo loan and VA loan. Licensed since 2021 (per Colorado records).

Last verified . Sources: First Heritage Mortgage (fhmtg.com), Florida state regulator, Colorado state regulator and NMLS Consumer Access (license status, check live).

Specialties

Where we saw these: fhmtg.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

Not listed

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

Florida, Colorado, District of Columbia, Maryland, Virginia

✓ Confirmed with the state regulator: FL (opens in a new tab) (LO140575, since 2025), CO (opens in a new tab) (100522730, since 2021), verified 2026-10-09.

Lender-reported: DC, MD, VA are listed on the lender page, not yet checked with the state regulator.

Contact

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Employment history

  1. First Heritage Mortgage NMLS 86548

    Current · Denver, CO · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Virginia native with Appalachian roots who has been helping clients finance homes since 2016. Derek applies analytical skills to mortgage banking and has become an expert in jumbo and VA financing through work in the competitive DC, VA, and MD real estate markets.

Our summary of the lender page. Verified 2026-10-09.

Experience
since 2016
Source (opens in a new tab), verified 2026-10-09
Education
Virginia Tech, dual degrees in Food Science and Microbiology
Source (opens in a new tab), verified 2026-10-09
Serves
DC, VA, MD real estate market; currently serves CO, FL, MD, VA, DC
Source (opens in a new tab), verified 2026-10-09

Sources

Name and employerlender site · fhmtg.com (opens in a new tab)verified 2026-10-09
Licenses (regulator)state regulator · apps.colorado.gov (opens in a new tab)verified 2026-10-09
Licensed stateslender site · fhmtg.com (opens in a new tab)verified 2026-10-09
Specialtieslender site · fhmtg.com (opens in a new tab)verified 2026-10-09
Summarylender site · fhmtg.com (opens in a new tab)verified 2026-10-09
Contactlender site · fhmtg.com (opens in a new tab)verified 2026-10-09
Photolender site · fhmtg.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Derek Barlow (NMLS 1544410), First Heritage Mortgage. LenDb.ai, https://lendb.ai/lo/derek-barlow-1544410, last verified 2026-10-09.

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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.