Earnest M Haynes Jr, photo from Lower

Earnest M Haynes Jr

Loan Officer at Lower · Harrisburg, NC

NMLS ID 1281841 (opens in a new tab) · verify at NMLS Consumer Access

Earnest M Haynes Jr (NMLS 1281841) is Loan Officer at Lower, based in Harrisburg, NC. Lists Georgia, North Carolina, South Carolina and Texas on the lender page (not yet checked with the state regulator). States 8 years of experience.

Last verified . Sources: Lower (lower.com), the loan officer's recorded intro and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    Not listed

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Georgia, North Carolina, South Carolina, Texas

    Lender-reported: GA, NC, SC, TX are listed on the lender page, not yet checked with the state regulator.

    Contact

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    View profile at Lower (opens in a new tab)

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    Employment history

    1. Lower NMLS 1124061

      Current · Harrisburg, NC · seen on lender site 2026-10-10

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    Video intro available

    Earnest has a short recorded video intro on Lower's site.

    Watch on Lower's site (opens in a new tab)

    The recording is hosted and published by Lower. We don't copy or transcribe it. Verified 2026-10-10.

    About

    Has 8+ years in the mortgage industry and says they guide clients from first-time buyers to experienced investors.

    Our summary of the lender page. Verified 2026-10-10.

    Sources

    Name and employerlender site · lower.com (opens in a new tab)verified 2026-10-10
    Licensed stateslender site · lower.com (opens in a new tab)verified 2026-10-10
    Summarylender site · lower.com (opens in a new tab)verified 2026-10-10
    Contactlender site · lower.com (opens in a new tab)verified 2026-10-10
    Video introlender site · lower.com (opens in a new tab)verified 2026-10-10
    Photolender site · lower.com (opens in a new tab)verified 2026-10-10
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Earnest M Haynes Jr (NMLS 1281841), Lower. LenDb.ai, https://lendb.ai/lo/earnest-m-haynes-jr-1281841, last verified 2026-10-10.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.