Erik Spencer
Loan Officer at Churchill Mortgage · Herndon, VA
NMLS ID 187020 (opens in a new tab) · verify at NMLS Consumer Access
Erik Spencer (NMLS 187020) is Loan Officer at Churchill Mortgage, based in Herndon, VA. Licensed in Florida, confirmed with the state regulator (license LO22062). Also lists District of Columbia, Maryland, North Carolina and Virginia on the lender page (not yet checked with the state regulator). Licensed since 2013 (per Florida records).
Last verified . Sources: Churchill Mortgage (churchillmortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2013 (per Florida records)
- 5 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, District of Columbia, Maryland, North Carolina, Virginia
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO22062, since 2013), verified 2026-10-09.
Lender-reported: DC, MD, NC, VA are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Churchill Mortgage NMLS 1591
Current · Herndon, VA · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Erik has over 25 years in mortgage and financial services, helping clients navigate real estate and economic cycles since the early 1990s. He holds a degree in Economics from the University of Virginia and has experience in IT and foreign currency trading.
Our summary of the lender page. Verified 2026-10-09.
- Education
- Degree in Economics, University of Virginia, graduated 1992
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · churchillmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · churchillmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · churchillmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · churchillmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · churchillmortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Erik Spencer (NMLS 187020), Churchill Mortgage. LenDb.ai, https://lendb.ai/lo/erik-spencer-187020, last verified 2026-10-09.
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